Your Business.
Your Brand.
Our Support.
Join a team that gives you the stability of a bank and the freedom of an independent lender. At Novus, we don’t just hire loan officers — we invest in partners.
Built to Help You Grow,
Not Hold You Back
At Novus Home Mortgage, you’re not just another employee filling a seat. You’re a partner in a shared mission to transform the mortgage experience. We believe that when you succeed, we all succeed.
Our culture is rooted in genuine partnership. We provide the infrastructure, technology, and support you need — while giving you the autonomy to build your own brand and run your business your way.
Backed by the stability of Ixonia Bank, founded in 1918, you’ll have the confidence of a century-old institution with the agility and innovation of a modern lender.
“We don’t just hire loan officers — we invest in partners who share our vision for a smarter, simpler mortgage process.”
SEE FOR YOURSELF
Hear Directly from Our Team
Building a Business That Lasts
Learn how the Novus platform helps originators strengthen referral relationships, create efficiencies, and scale their business with confidence.
Strategic Path to Growth
Hear how Novus empowers loan officers with the support, leadership, and resources needed to build a long-term growth strategy and achieve their business goals.
Partnership That Drives Success
Discover how collaboration, accessibility, and hands-on support help loan officers focus on serving clients while growing their production.
Benefits That Support Your Life
Health & Wellness
– Health Savings Account (HSA)
– Life insurance and disability coverage
– Employee crisis grant program
Financial Growth
– 401(k) with dollar-for-dollar match on first 3%
– Training and education reimbursements
– Employee referral bonus program
Work-Life Balance
– Paid parental leave
– Flexible work arrangements
– Supportive team culture
Why Work at Novus
Most lenders make you choose: stability or freedom. At Novus, you get both. Backed by Ixonia Bank’s 106-year history, we’ve built an environment where entrepreneurial loan officers thrive with the strength and stability of an established financial institution.
Bank Stability
Backed by Ixonia Bank, founded in 1918. You get the security and credibility of a century-old institution without the bureaucracy.
Dedicated Support
From processing to underwriting, our operations team works alongside you — not against you. 24-48 hour underwriting turn times.
Cutting-Edge Technology
nCino mobile app, Encompass, Power BI analytics, DocuSign, and the Novus HUB — tools that make your workflow seamless.
Growth-Focused
Our 90-day Road to Success program, ongoing training reimbursements, and dedicated sales support ensure you never stop growing.
Your Brand, Your Way
Personal branding tools, custom marketing through Total Expert, and the freedom to build your identity in your market.
True Partnership
Competitive compensation, transparent leadership, and a culture where your voice matters. This is your business — we’re here to support it.
Simple. Digital.
Smart.
We equip you with the most advanced tools in the industry — not because it’s trendy, but because it makes your life easier and your clients happier. Every tool we deploy is chosen to remove friction from your workflow.
Your mobile command center — status updates, training, company store, and more.
Real-time dashboards and performance insights to drive your business decisions.
Personalized marketing automation — flyers, postcards, and campaigns at your fingertips.
Originate loans from anywhere with a smarter, simpler mobile experience.
Streamlined document management and loan origination in one seamless workflow.
One centralized portal that keeps borrowers connected to every step of their mortgage journey.
90-Day Road toSuccess
From day one, you’ll have a clear path forward. Our structured onboarding program ensures you’re never left guessing — every step is designed to set you up for long-term success.
Ready for What’s Next?
If you are a mortgage professional looking to grow your business in a tech-forward, people-forward, growth-forward environment, we would love to connect.
Novus Home Mortgage is actively seeking experienced Loan Officers and Branch Managers who are ready to elevate their production, expand their reach, and be supported by a collaborative leadership team.
If you are exploring your next move, reach out to Jessica Moss to start the conversation. Let’s talk about what building your future at Novus could look like.
Equal Opportunity and Accommodations
Novus Home Mortgage is an Equal Opportunity Employer of protected veterans and individuals with disabilities.
If you require reasonable accommodation when applying, interviewing, completing pre-employment testing, or participating in the selection process, please contact Human Resources at 844-337-2548 or hr@novushomemortgage.com.Equal Opportunity and Accommodation.
Everything You
Need toKnow
We believe in transparency. Here are the answers to the questions we hear most from loan officers considering a move to Novus.
Still have questions?
The P&L is only half the story: Culture and relationships are what keep people here, and Novus genuinely supports every branch and LO, not just the names at the top of the board. On the economics, there’s no single “standard” P&L because there’s no one-size-fits-all branch; we build a branch-specific solution around what your team needs. The structure is consistent and transparent:
- Revenue: branch margin on funded volume (bps × volume)
- Less: loan officer commissions
- Less: branch operational staff (if branch-controlled)
- Less: occupancy, marketing, and branch-specific expenses
- Less: corporate fees/platform charges
- Equals: net branch profit to the manager
From there, we walk through your actual numbers, built to your volume and how you run, instead of handing you a generic template.
As a bank-owned lender, Novus underwrites, funds, and owns the loan in-house. You’re not shopping a file to a wholesale lender and inheriting their turn times, overlays, and pricing. That means direct control, a single point of accountability, and a borrower experience you own end to end. Brokers compete on lender choice; Novus competes on owning the outcome and the relationship.
Both. Another place the environment flexes to fit the branch. Run centralized or branch-controlled, and we’ll help you decide what’s most beneficial for your team, financially and operationally.
Absolutely! And encouraged. LOs are expected to reach out and build that relationship directly with underwriters. You talk to the person making the decision, not a ticket queue. It’s one of the biggest differences producers notice when they join.
Strong, fully digital, and always evolving- and we can prove it, not just claim it. The borrower experience is monitored through Experience.com, and right now Novus sits at an overall 4.93 out of 5.0 across 13,810 reviews (as of July 2026). That’s not a talking point; it’sobjective, third-party bragging rights you can put in front of any referral partner. The commitment is a seamless experience for both borrower and originator: clean digital application, easy document upload, and clear status visibility.
Extremely. It’s how we operate, not a talking point. There’s no wall of middle management. Pick up the phone and dial, and leadership answers, up to and including the CEO. The same flat structure shows up in how files escalate (LO → UW VP → COO): when you need a decision, you’re one quick conversation away from someone who can make it.
A lot, and it’s real. You run your branch like your own business:
- Operate your own cost center and own the P&L
- Choose your margin model: set it, work within guardrails, or take a fixed corporate number
- Control your staffing levels
- Recruit your own LOs and staff (with our help when you want it)
- Run your own marketing and build your brand, with a big plug-and-play library behind you
- Choose your processing setup: centralized or branch-controlled
Corporate provides the platform, bank backing, and support; the decisions that drive your business stay with you- meaning more control than most producers have today.
We don’t hand out leads, and most experienced producers don’t want them. Instead, our marketing department works with each branch to optimize social and branding to drive deals to your door: a marketing engine, not a recycled lead list. On recruiting, yes: real support, largely shaped by what the Branch Manager needs, with the systems and tools to use in whatever way you need.
Real Stories from Real Owners
Keith was excellent to work with throughout my home purchase. He always answered when I called and took the time to explain everything clearly and in detail, which made the entire process much less stressful. Even after closing, he has continued to be helpful by answering general questions and offering advice as a new homeowner. He also did a great job coordinating the home insurance process and making sure I had everything I needed for closing day. I really appreciate his professionalism, responsiveness, and support, and I’m excited to work with Keith again for future property purchases.
Thomas Sullivan was absolutely outstanding throughout our mortgage process. He was incredibly responsive, always answering our questions in a timely and thorough manner, and consistently went above and beyond to make sure we felt confident every step of the way. As first-time homebuyers, the process could have easily felt overwhelming, but Thomas made everything smooth, straightforward, and easy to understand. He took the time to explain every detail and ensured we were comfortable with each decision. We truly appreciate all of his hard work and dedication, and we have complete trust in him. We would highly recommend Thomas to anyone, especially first-time buyers, looking for a knowledgeable, reliable, and genuinely supportive mortgage professional.
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
This is our second time working with Tom. He worked with us on our original mortgage when we bought our house. When rates dropped he was on top of it and got in contact with us to refinance, saving us a ton of money. Would recommend Tom to anyone for their mortgage needs!
This is the second time I used Tom Sullivan and it was another outstanding experience. Everything was explained in detail and the process could not have gone any better. I would highly recommend Tom for your mortgage needs.
Efficient and honest
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
always had an answer to every question, even not so smart ones
Me trato con respeto profecional. el servicio excelente..
Everyone was so helpful and answered all of our many questions. We will recommend them to anyone.
Promtness, thorough explanations to questions. His team also worked VERY fast to help me close quickly!
Great to work with!
Satisfied the service
Todd was incredibly helpful and made the home buying process less stressful
Katy helped me get my business of the ground running!! She never failed to provide the best service and was extremly transparent. Will be working with her and her agency for years to come
David Boatright was amazing to work with.He explained every step of the process.I highly recommend him to get you to the closing table, and he is the consummate professional!