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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
12243 reviews
Overall Rating
4.93/5.0 rating based on 12243 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,251 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Jennifer always reasured me when I had questions. It made my first time buying a home very smooth. The course I took was very good and I learned alot. Having the grant was awesome and really helped me with closing costs. Thank you, Laurie
Laurie A E.
Germantown, WI
March 26, 2026
With Loan Officer Jennifer Van Valzah
Amazing thank you!
Patrick M.
Branford, CT
March 26, 2026
With Loan Officer Dennis Marshall
Megan was amazing with her communication and transpancy on the processing of our loan
Daniel P.
Mount Pleasant, WI
March 26, 2026
With Loan Officer Jake Schoemann
He is the best guy i have ever worked with Barr none
Dennis M.
Salisbury, NC
March 26, 2026
With Sales Manager Terry Whitesell
Ryan ultimately helped us secure a very competitive rate and was willing to absorb some fees to get the deal across the finish line, which we really appreciated.
Ben R.
March 26, 2026
With Branch Manager Ryan DiPietro – Novus Home Mortgage
Brooke and her staff were quick to answer questions and be communicative about what they knew about the loan process. Brooke's tireless work enable us to purchase our home to build our future together.
Jessica W.
Youngstown, OH
March 26, 2026
With Loan Officer Brooke Infante
Richard was so outgoing and professional. His knowledge and expertise is great! Richard was a joy to work with. The whole team was fantastic. Thanks form the Sullivan's
Becky S.
Brooklyn Park, MN
March 26, 2026
With Loan Officer Richard Bellows
We would never have gotten to closing day without Tyler! He was invaluable to the process. Thanks for everything, Tyler!
Benjamin R.
Brooklyn, NY
March 26, 2026
With Loan Officer Tyler Wilhoit
Luke was always willing to answer any questions we had and always answered promptly while also showing a great understanding for the intricacies of the refinnancing process. We reccomend Luke for all your home mortgage needs!
Aaron Michael K.
Spring Grove, PA
March 26, 2026
With Loan Officer Luke Pickel
Great muchas gracias
Amaurys L.
Scranton, PA
March 26, 2026
With Loan Officer Nicolas Sosa
I have worked with Zach before and he will continue to be my go to provider. He is always willing to share his knowledge and expertise to help navigate an industry that is complex and often confusing for those of us who are not in it daily. He made the process completely painless and I am so very thankful!
Darin E C.
Freetown, IN
March 26, 2026
With Loan Officer Zachary Disinger
Absolutely everything!!! everyone was absolutely amazing explained everything every step of the way. always was available anytim.
Melissa G.
Salem, OH
March 26, 2026
With Area Manager Jesse DeJacimo

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

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Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.