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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
11629 reviews
Overall Rating
4.93/5.0 rating based on 11629 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 11,573 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Bruce was extremely hands on, informative and efficent with his work. Highly recommend this team for future customers!
Tatum Rose P.
Concord, NC
March 18, 2026
With Branch Manager Bruce Lawing
Incredible experience. Keith was not only knowledgeable , but made you feel like you were his only client the whole way through. There is no one I would ever recommend more than him.
Ashley Porcelli .
March 18, 2026
With Branch Operations Manager Keith Radonis
An incredible, seamless process. Keith made this “daunting” process so simple, easy to understand, and is just an incredibly personable individual. There is no one that I would recommend more than Keith.
Ashley Curreri .
March 18, 2026
With Branch Operations Manager Keith Radonis
Amber O’Rear and NOVUS were perfect in this transaction. I told Amber what I needed and she got back to me when the time and rate was right. She was easy going and not pushy and I honestly just let her tell me what and when we needed to do and everything worked out perfectly. I would recommend anyone in need of a refi or mortgage lending to talk with Amber and don’t waste time with lesser humans
Jeff Jones .
March 18, 2026
With Loan Officer:
Amber was referred to me from my banker and I couldn't have been more pleased. I explained my needs to Amber and she took care of everything. She got back with me when the rste was prime and it was fast and easy. I couldn't be more pleased.
Jeffrey J.
Athens, AL
March 18, 2026
With Loan Officer Amber O'Rear
Very personnable, honest and generaly displayed a caring atitude. Felt like family.
Willard B.
Brownsboro, TX
March 18, 2026
With Loan Officer Brian Bailey
Elliot and his team were very professional and helpful in every step of the process.
Jay H.
Scottsboro, AL
March 18, 2026
With Loan Officer Elliot Farmer
It was very streamline and fast
Darren W.
Blakeslee, PA
March 18, 2026
With Loan Officer Jesse Mutarelli
I highly recommend Terry. He got it all done in time and always took time to address my concerns and explain whatever questions I had. He was very thorough and urgent.
Eddie Smith .
March 18, 2026
With Sales Manager Terry Whitesell – Novus Home Mortgage
From the beginning till the end everyone was super helpful, answered any questions I had, and made the whole process stress-free!
Leilany S.
Lexington, KY
March 17, 2026
With Loan Officer Eric Kimble
Bill and his team did a great job with our refinance! They were informative, kind, and incredibly responsive. If we ever move or build another home, we will definitely be using Bill and his team again.
Emily Kenny B.
Fort Defiance, VA
March 17, 2026
With Branch Manager Bill Bader
This was our second time working with Bruce and his team. Just like the first time, he made everything simple and easy to understand!
Justin B.
Concord, NC
March 17, 2026
With Branch Manager Bruce Lawing

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

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Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.