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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
10780 reviews
Overall Rating
4.93/5.0 rating based on 10780 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 10,786 reviews
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
The Team at Novus is like none other. From the start of our home search process, Megan was there for us to answer all our questions and provide us with professional insight. Jake Schoemann leads his team well and you feel it through the interactions start to finish. We are blessed to have worked with them when buying our new home! And an added bonus – Jake has the best social media presence, go check him out! He will make you laugh and learn something new at the same time!
Andrea Rogers .
December 18, 2025
With Loan Officer Jake Schoemann – Novus Home Mortgage
Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family! KeithKKJKeith
Brett A P.
PLAINVIEW, NY
October 31, 2024
With Branch Operations Manager Keith Radonis
Working with Aubra at Novus Home Mortgage was an absolute dream! She is extremely knowledgeable and helped me understand each step of refinancing my home loan. She made me feel safe and I had complete trust with Aubra during this process. I would definitely recommend Novus Home Mortgage to anyone who needs to refinance or get a home loan.
David D.
February 27, 2026
With Loan Officer Aubra Grumley – Novus Home Mortgage
Very efficient process with very personable and knowledgeable staff
Lori D B.
Laceyville, PA
February 26, 2026
With Branch Manager Ronda Bouse
The Barnes Team has been great to work with. They are knowledgeable, responsive, and always take the time to clearly explain options so clients feel confident in their decisions. Their communication throughout the loan process is excellent, which makes transactions smoother for everyone involved. I appreciate their professionalism and teamwork and look forward to working with them on many more deals. Highly recommend!!
Baylee Bell – Real Estate
February 26, 2026
With Area Sales Lead Chris Barnes
Brett Cooker stays ahead of all the entire industry. His knowledge and expertise surpasses anyone i have ever dealt with. He is a tru leader and true to his commitment on doing the best that he can for you. I have been doing business with Brett Cooker for many years for various financial reasons. Each and every one ended in excellent results in my financial future of the decisions made with Brett and his team. The biggest mistake anyone can make is not calling Brett Cooker. It will be one of the best decisions you will ever make.. and to have a peice of mind knowing that he is honest..trustworthy and dedicated to each and every person speaks volumes. Those are very rare qualities you find in anyone doing any kind of financial business. Brett Cooker is the real deal.. for sure. So look no further and make the call.. 1.619.820.9699 tell him Lori told you call.. it will be the best call that will be to your benefit…
Lori S Y.
Winter Park, FL
February 26, 2026
With Branch Manager Brett Cooker
He was always available to answer any questions I had and made sure I understood the answers
Micah M.
Huntsville, AL
February 26, 2026
With Loan Officer Clay Brown
Very prompt replies from Blaire and Susan. There were some hold ups but they kept us in the loop the entire time.
Megan Nicole G.
Greensboro, NC
February 26, 2026
With Loan Officer: Blaire Laudermilk
got me approved very pleasantly
Nathan M R.
Youngstown, OH
February 26, 2026
With Area Manager Jesse DeJacimo
Excellent service from all agents (Andy, Steph and Chad) thank you
Michael I.
North Weymouth, MA
February 26, 2026
With Sales Manager Andy Toth
Amazing all around
David T.
Harrisburg, NC
February 26, 2026
With Loan Officer: Blaire Laudermilk
Chris was exceptional all around. Through every single part of the process of buying a house, he was available, responsive, open, honest, reliable, and above all trustworthy. It was like working with family and I would recommend him to everyone!!
Angela G.
Kunkletown, PA
February 26, 2026
With Loan Officer: Christopher Byrnes
very helpful and very friendly ❤️
William L.
Punta Gorda, FL
February 26, 2026
With Branch Manager Yvette Clermont

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.