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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
8635 reviews
Overall Rating
4.94/5.0 rating based on 8635 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 8,635 reviews
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Wouldnt want to use anyone else. Terry is very knowledgeable and great to work with.
Robert Alex B.
Kannapolis, NC
February 10, 2026
With Sales Manager Terry Whitesell
Teresa is such a pleasure to work with! She always goes out of her to way to make the loan process a great experience!
Molly M.
Scandinavia, WI
February 10, 2026
With Branch Manager Teresa Nelson
Andrea made the whole process seamless. She explained everything from start to finish and was always easily available to answer questions.
Alexandra S.
Sussex, WI
February 10, 2026
With Loan Officer Andrea Lawler
very smooth application process. Easy closing well explained.
Deborah S S.
Delafield, WI
February 10, 2026
With Sales Manager Chuck Miller
Maria kept us posted on status, answered our questions promptly, and worked with us to get a favorable rate. We highly recommend!
Elizabeth A H.
Buckeye, AZ
February 9, 2026
With Loan Officer Maria Klima
Austin did a great job.
Harley T H.
Friendship, WI
February 9, 2026
With Loan Officer Austin Quartullo
I’m so grateful for Clay and the team at Novus Home Mortgage for helping me purchase my new home. They were patient, communicative, and truly went above and beyond to make sure everything went smoothly. The process felt easy and stress-free thanks to their guidance and dedication. I would recommend them without hesitation!
Ashley B.
Laceys Spring, AL
February 9, 2026
With Loan Officer Clay Brown
Knowledgeable, patient and friendly loan officers made my home buying experience fabulous!
Kimberly P.
Milwaukee, WI
February 9, 2026
With Regional Manager Shawn Fehily
Felt that everything went smoothly with submitting documents and questions that I had with anything.
George T E.
Greenville, PA
February 9, 2026
With Branch Manager Sara Cipriano
Response time was quick and he was able to answer all my questions. I felt like he helped me make the best decision I could make with my circumstances.
Jerimy K.
Columbia, TN
February 9, 2026
With Branch Manager Jeffrey Suter
Very easy and quick process working with them!
Russell M.
Cortland, OH
February 9, 2026
With Loan Officer Charles Rogers
Courtney was very nice and pleasant to deal wit. she made our first motgage experience easy and stress free.
Jenna Dyan F.
Colquitt, GA
February 9, 2026
With Branch Manager Courtney Love
Ashley was open, honest and kind. She was transparent about everything and treated me with utmost professionalism. I appreciated everything about this experience. Thank you, Ashley
Amy R. H.
Athens, AL
February 9, 2026
With Loan Officer Ashley Hoehn
Got all my questions answered and helped us through the process of buying our first home
Tristin T.
Griffin, GA
February 9, 2026
With Loan Officer Stephanie Hamilton

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.