Skip to main content
Younger couple starting out in first home
Family in new home with toddler
Couple enjoying move-in day in new home
Young family with children in new home
Connect with an Expert

Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
11733 reviews
Overall Rating
4.93/5.0 rating based on 11733 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 11,733 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Great experience and very knowledgeable about how to get a mortgage into the end zone. Thank you to Christa and Jesse.
Rick O.
March 25, 2026
With Loan Officer:
Bill and his team were great to work with. Salesy at times but once I met him in person I understood his personality much more. He acts in his client's best interest and is helpful when you have questions.
Sam W.
March 24, 2026
With Branch Manager Bill McLeod
Eficiente, amable y profesional.
Isadora L.
Allentown, PA
March 24, 2026
With Loan Officer Carlos Wejebe
had a great experience because everything went smoothly and efficiently. Jose was helpful, professional, and responsive to my needs. I especially appreciated the clear communication and the speed with which my concerns were addressed. Overall, it made the process easy and stress-free.
Juan Luis A.
Lawrence, MA
March 24, 2026
With Loan Officer José Brador Jr.
Terry and his team were more than incredibl!! They made the entire process so easy!
Lucas Henderson M.
Cleveland, NC
March 24, 2026
With Sales Manager Terry Whitesell
Upen was extremely helpful throughout my home purchase process. He was a strong advocate for me and I am greatly appreciative of that as it is often necessary in these types of transactions. He answered my call nearly every time I dialed him. The times that he didn’t, he returned the call very quickly. Communication is so important during a home purchase. Upen exceeded my expectations! I will be using Upen again in the future!
Kip Courtney .
March 24, 2026
With Branch Manager Upen Patel – Novus Home Mortgage
Thanks you were very helpful and patient.
Esvin Alvarado C.
Lexington, KY
March 24, 2026
With Loan Officer Luis Hernandez
Leigh and her team are AMAZING! The team was very knowledgeable and responsive. Highly recommended.
Michael T E.
Fort Mill, SC
March 24, 2026
With Loan Officer Leigh Baker
is so wonderful. She walked me through everything step-by-step and so patiently. She really took the time to explain things to me so I understood them. I've never done anything like this on my own before and so I really needed someone to hold my hand through this process, and Jennifer did just that and so much more.
Christiana Rolene M.
Milwaukee, WI
March 24, 2026
With Loan Officer Jennifer Van Valzah
I had a great experience with Tim Hoban. He was professional, responsive, and made the entire process smooth and stress-free. Tim went above and beyond to help me every step of the way, and I truly appreciated his guidance and support. Highly recommend!
William M.
Kingston, PA
March 24, 2026
With Loan Officer Timothy Hoban
Kayla always responded to my calls and was there all the way through. Great team!
Rafael A O.
Dudley, MA
March 24, 2026
With Loan Officer Kayla Tarabay
Chuck was patient and professional through out this proces. He also explained throughly everything that I needed to know. Thanks for everything, it is truly appreciated!
Wendy Sue S.
Chicago, IL
March 24, 2026
With Loan Officer Charles Burks

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
Young mature woman smile and enjoy time reading an electronic book on tablet reader device comfortably sitting on the sofa

Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.