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Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
12485 reviews
Overall Rating
4.93/5.0 rating based on 12485 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,429 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
I’ve had a great experience working with Cesar and highly recommend him to anyone looking for a smooth and stress-free mortgage process. He is incredibly detail-oriented, making sure every step is clear and handled properly. What really stands out is how friendly and approachable he is. Cesar genuinely makes clients feel at ease, confident, and comfortable from start to finish. Very helpful when working with foreign clients, offering excellent guidance and taking the time to explain everything thoroughly. His professionalism and patience make a big difference, and it’s clear he truly cares about helping people succeed. Overall, it’s always a pleasure working with him, and I look forward to continuing to do so in the future.
Dora K.
April 7, 2026
With Loan Officer Cesar Maraver – Novus Home Mortgage
Dan was such a pleasure to work with! He made everything seamless and easy!
Tamara G.
Lakeville, MN
April 7, 2026
With Division Manager Daniel Wenner
Jesse and his team are always great to work with!
Courtney F.
Girard, OH
April 7, 2026
With Area Manager Jesse DeJacimo
Great painless transaction
Frederick M.
The Villages, FL
April 7, 2026
With Branch Manager Brett Cooker
Sharon was incredible! She was very helpful, knowledgeable and present with us every step of the way. Thanks Sharon!!
Camron C.
Youngstown, OH
April 7, 2026
With Loan Officer Sharon Moser
Her knowledge and her friendly mess. Always answered my questions and her assistant Jessica was the same way.
Joyce A.
Clayton, NC
April 7, 2026
With Regional Manager Julie Zielinski
Tom and his team are wonderful to work with. They are extremely responsive to any questions you might have and very thorough regarding the entire loan process. We definitely would work with them in the future and recommend them to our friends and family. The Nims family.
Katherine N.
Valparaiso, IN
April 7, 2026
With Branch Manager Thomas Faille
They were great to work with
Allen D C.
Masury, OH
April 7, 2026
With Loan Officer Kristina Neapolitan
Everyone was very nice and accommodating
Stephen M.
Beecher, IL
April 7, 2026
With Branch Manager Tony Rovella
Sara is a SUPERSTAR. She was so prompt to answer any question, she was incredibly detailed, and made the home buying process much less scary.
Brett A S.
Hermitage, PA
April 7, 2026
With Branch Manager Sara Cipriano
Yvette was quick at responding to my questions. She worked hard at completing the closing in a timely manner. She is determined and committed to her responsibility. I enjoyed working with her. Thank you The Man Above for this blessing. Glory be to you!
Bernadette M.
Fort Myers, FL
April 7, 2026
With Branch Manager Yvette Clermont

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

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Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.