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Connect with an Expert

Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
11733 reviews
Overall Rating
4.93/5.0 rating based on 11733 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,238 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
Nick was great and helped me with everything that I needed to get my house. Thank you so much im very happy 😊
Nelly R.
March 26, 2026
With Loan Officer Nicolas Sosa – Novus Home Mortgage
Quick and efficient.
Brian B.
Valparaiso, IN
March 25, 2026
With Branch Manager Thomas Faille
The first phone call we had placed me at ease from the begining. He was very polite and understanding and spent 40min on the phone explaining everything. Thank you for your time and guidance!!
Jessica B.
Oklahoma City, OK
March 25, 2026
With Area Sales Lead Chris Barnes
Andy and his Novus team were fantastic. Having recently retired and dropping to 1/3 of my normal monthly income, I needed to refinance to reduce my overwhelming debt service before drowning. Andy & co at Novus pulled off, what I consider a miracle, and saved me 35-40% on my debt service. I would gladly and readily recommend Andy & Novus to anyone looking to acquire a home loan of any sort. It would be a challenge to find a more knowledgeable, expert , and professional loan officer.
Henry G E.
Oceanside, CA
March 25, 2026
With Sales Manager Andy Toth
Luke was very fast to respond to our questions, explained in great detail and made my wife and I feel confident and comfortable throughout the whole lending process. Would recommend!
Shane V.
Jim Thorpe, PA
March 25, 2026
With Loan Officer Luke Pickel
Able to explain the process and answer any questions I had
Chris E.
Brookfield, WI
March 25, 2026
With Loan Officer Jennifer Van Valzah
Working with Brett and his team was an absolute pleasure. They were responsible, transparent, and always quick to answer my questions. The entire process felt seamless—they handled the heavy lifting and made it easy to get the deal done with minimal stress.
Liza O.
Boca Raton, FL
March 25, 2026
With Branch Manager Brett Cooker
They overa Experience went great i would highly recommend
Tammy L C.
Lexington, KY
March 25, 2026
With Loan Officer Kelly Cornett
Yvette was able to help us find programs in our area that worked for us and our situation. Now we have a home of our very own and get to build a life in it!
Kimberly W.
Bradenton, FL
March 25, 2026
With Branch Manager Yvette Clermont
Although this wws was not my fist home purchase, I got the care and attention and concern as if it were. Really thankful for a quick, smooth, and very informative experince with Novus. Ben and Elliot were extremely practical and easy to work with in getting me to my successful home purchase. It was especially helpful to have constant text updates updates and a really good online portal to facilitate moving information along.
Jessika N.
Decatur, AL
March 25, 2026
With Loan Officer Elliot Farmer
Joe make everything so easy and fast very professional
David A C.
Woodville, WI
March 25, 2026
With Loan Officer Joseph Duran
Very easy to work with Bill, he answered all my questions quickly and took care of everything.
Robert R. D.
Waynesboro, VA
March 25, 2026
With Branch Manager Bill Bader

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

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Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.