Skip to main content
Young family with children in new home
Younger couple starting out in first home
Couple enjoying move-in day in new home
Family in new home with toddler
Connect with an Expert

Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
12320 reviews
Overall Rating
4.93/5.0 rating based on 12320 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 12,336 reviews
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
With Branch Operations Manager Keith Radonis
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
With Branch Operations Manager Keith Radonis
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
William Thomas B.
Saint James, NY
February 7, 2026
With Branch Operations Manager Keith Radonis
The entire process was transparent, Elliot was both professional and personable. He was able to answer any questions and guide us through the entire process.
Christopher R.
Hazel Green, AL
March 30, 2026
With Loan Officer Elliot Farmer
Jesse was wonderful to work with. Patient, knowledgeable, and professional yet personable. I would recommend him and Novus to anyone looking for a mortgage, especially non-traditional.
Jennifer L.
Chardon, OH
March 30, 2026
With Area Manager Jesse DeJacimo
Robert was great and make the loan possible for us.
Kevin M.
Palm Bay, FL
March 30, 2026
With Loan Officer Robert Beaty
Bruce proactively reached out about changing interest rates and was very helpful in explaining the variables to consider when selecting a loan pathway. By the end of our discussions I felt comfortable with the package we chose and was able to effectively budget for the renovations we are planning on the property.
Brendan W.
Raleigh, NC
March 30, 2026
With Branch Manager Bruce Lawing
Eric was a pleasure to work with!
Griffin L.
Mequon, WI
March 30, 2026
With Loan Officer Eric Reed
IT was great to work with David and his team. They were a pleasure to work with in this purchase process.
Andria H.
Harrisonburg, VA
March 30, 2026
With Loan Officer David Boatright
Super helpful staff and a customer friendly product. thanks!
Andrew H.
Boscobel, WI
March 30, 2026
With Loan Officer Dee Cayo
Cesar Maraver was excellent to work with as a loan agent. He was professional, knowledgeable, and very responsive throughout the entire process. He made everything feel smooth and straightforward, always taking the time to explain each step clearly. I truly appreciated his dedication and attention to detail. Highly recommend him to anyone looking for a reliable and trustworthy loan agent.
Maria F V.
Ave Maria, FL
March 30, 2026
With Loan Officer Cesar Maraver
Ryan was very informative, understanding, and quick to respond to all of my questions. He closed tgis this loan quickly for an eager seller. I highly recommend him to anyone looking to buy a home. 👍👍👍
Melissa R.
Shavertown, PA
March 30, 2026
With Sales Manager Ryan Kelly
I never felt like I didn't know what was going on, if someone wasn't able to be contacted right away they always got back to me very quickly.
Nicholas M.
Richfield, NC
March 30, 2026
With Loan Officer: MaryEllen MacDonald
Ryan was fantastic as usual. This is my third time working with them on home purchase and all were different scenarios. He walked me through the entire process each step of the way and took the time to answer my questions, and explained things in a way I understood it. On this most recent purchase, he did several rounds of analysis to help us find the best finance option for our new home. In a very stressful time, he put us at ease. He and Nick Kinsella are top notch.
Marc J.
Clarks Green, PA
March 30, 2026
With Sales Manager Ryan Kelly
Sara quickly addressed any questions we had during the purchase process. Being first time home buyers, we had quite a few. The quick responses definitely helped reduce our anxiety in the buying process. Very grateful for the whole team that helped us into our new home!
Stephen G.
Ellwood City, PA
March 30, 2026
With Branch Manager Sara Cipriano

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
Young mature woman smile and enjoy time reading an electronic book on tablet reader device comfortably sitting on the sofa

Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.