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Connect with an Expert

Buy or Refinance Your Home

300+ Loan Officers Nationwide NOVUS Loan Officers
Life's Better When You Own It
Buy a Home
Refinance

Trusted Home Mortgage Experts

At Novus, we combine personalized expert guidance with cutting-edge mortgage technology to make the mortgage process simpler, smoother, and more transparent.

Whether you are buying your home, refinancing your current one, or exploring your next chapter, our loan officers are here to help you move forward with confidence.

4.9 Star Rating
8266 reviews
Overall Rating
4.94/5.0 rating based on 8266 reviews

Real Stories from Real Owners

4.9 Average Star Rating across 8,266 reviews
The level of detail Chris went into explaining all our options and desire to get us the right loan for us. What took it over-the-top was the pairing of our realtor and Chris.
Jacob M.
Owens Cross Roads, AL
February 4, 2026
With Loan Officer Chris Hoehn
Excellent communication through every step of the mortgage loan process.
Philip Benjamin M.
York, SC
February 4, 2026
With Branch Manager William Roseberry
Ashley is a part of a stellar team, there was excellent communication and responsiveness throughout the whole process. Highly recommend!!
Kristi Watson .
February 4, 2026
With Loan Officer:
Communications and the professional services
Kristi W.
Owens Cross Roads, AL
February 4, 2026
With Loan Officer Ashley Hoehn
Austin made refinancing our home quick and easy!
Kristen M H.
Friendship, WI
February 4, 2026
With Loan Officer Austin Quartullo
Kim was available anytime I needed her and always answered my questions. she made sure to throughly explain things to me and was a great help. Highly recommend!
Alexandra Rhonda C.
Attalla, AL
February 4, 2026
With Loan Officer Kimberly Sherrell
Timothy was transparent, honest, and straightforward. He was a pleasure to work with and he knew what he was doing.
Allyssa Gerise M.
Crown Point, IN
February 4, 2026
With Loan Officer Timothy Yanahan
I had an excellent experience working with Adam at Novus as my loan officer. As a first-time homebuyer, the entire process felt overwhelming at first, but Adam made everything smooth and stress-free. He was always available to answer my questions, picked up the phone whenever I needed guidance, and took the time to explain every step clearly. I truly appreciated his transparency and honesty throughout the process. Adam worked hard to help me find the best possible route to purchase my home and made sure I understood all of my options. Thanks to his professionalism and dedication, I felt confident and supported from start to finish. I highly recommend Novus to anyone looking to buy property—especially if you have the opportunity to work with Adam. He made what could have been a complicated process a great experience!
Ryle Emnace .
February 4, 2026
With Loan Officer:
I had an excellent experience working with Adam at Novus as my loan officer. As a first-time homebuyer, the entire process felt overwhelming at first, but Adam made everything smooth and stress-free. He was always available to answer my questions, picked up the phone whenever I needed guidance, and took the time to explain every step clearly. I truly appreciated his transparency and honesty throughout the process. Adam worked hard to help me find the best possible route to purchase my home and made sure I understood all of my options. Thanks to his professionalism and dedication, I felt confident and supported from start to finish. I highly recommend Novus to anyone looking to buy property—especially if you have the opportunity to work with Adam. He made what could have been a complicated process a great experience!
Ryle E.
Huntsville, AL
February 4, 2026
With Loan Officer Adam Goode
Transparency and ease of experience.
Aaron B.
Lowell, IN
February 4, 2026
With Branch Manager Thomas Faille
It was fast, seamless, and we closed within a 30 day window.
Kristopher D H.
Mineral Ridge, OH
February 4, 2026
With Area Manager Jesse DeJacimo
Maria was very helpful and did a grear job.
Raymond P G.
Buckeye, AZ
February 3, 2026
With Loan Officer Maria Klima
Katy helped me from A through Z. She made a process that I was nervous about very pleasant.
Kristopher M.
Las Vegas, NV
February 3, 2026
With Loan Officer Katy Igarta
Yvette and her entire team are the best! Highly recomended!
Wayne M K.
Largo, FL
February 3, 2026
With Branch Manager Yvette Clermont
All questions answered promptly. The process was quick and easy. He understood my concerns.
Patsy Sue W.
Mesa, AZ
February 3, 2026
With Sales Manager Andy Toth

See how our customer-first approach makes homeownership simple and stress-free.

About Us

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

The Novus Path to Homeownership

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Homebuyer’s Guide
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Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Find a Loan Officer
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Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Explore Loan Types
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Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Homebuyer Resources
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Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Start Your Application
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Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Understanding the Loan Process
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Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
What Happens After Closing
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Explore our Resources

You’ve got questions? We’ve got answers. Browse articles, tools, and guides to understand the process and make confident decisions.

Photo of Eric Egenhoefer and Kerry Wirth from the Novus Executive team, standing in a conference hall.

Join Our Team

Join a forward-thinking mortgage company where smart technology, collaboration, and people-first leadership come together to create a better homeownership experience.

Frequently Asked Questions

Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.

Find a Loan Officer

By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.

Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.

With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.

By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.

From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.

Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.