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CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

was simply amazing. From start to finish every step of the way he was there for me from qualifying to a loan to this stressful headache of waiting to close and figuring out how much money I would need to close and getting the help with the grants and the classes that I had to take, it was amazing. I applaud you guys for helping me get through this home loan process someone like me, and I didn't think that I could afford to buy a home you made it manageable and you made it possible for me and I certainly appreciate it. I would definitely recommend you guys if any of my friends were wanting to buy a home because you guys are simply amazing. Thank you again.
Justine L.
WARREN, OH
June 16, 2026
From start to finish you answered any questions quickly and made the whole process pretty simple
Bryan J S.
YOUNGSTOWN, OH
June 16, 2026
Jesse and others that stepped in to help were fantastic. Kris never answered my emails, I would send the information that was asked and wokld would follow up with asking if this was acceptable and never heard back. Overall 10/10 experience with Jesse. Jesse always answered my calls and text. Thank you!
Nicole E K.
CANFIELD, OH
June 13, 2026
I loved Jesse.. he was great, he made sure I was comfortable throughout this loan process, he even prayed with me and for me even when it seemed bleak he held my hand so I could get through this. He was unbelievable I love novus and Jesse. Thank you so very much for me to buy my dream home.
Sylvia D P.
Youngstown, OH
June 10, 2026
Great communication and every question I had was answered quickly ! Great experience!
Stephanie B.
SOUTHINGTON, OH
June 3, 2026
As new homeowners, Jesse and his team were very patient and understanding with our questions and concerns, and walked us through everything!
David L B.
WARREN, OH
June 2, 2026
It was a personal experience with help that was provided at each step along the way. I felt updated consistently and in the know .
Emily M.
NILES, OH
June 2, 2026
I could not have asked for a better team to lead me into my first house. The whole team was beyond awesome. I appreciate each and every one of them. I could not have done this without them going above and beyond for me!!
Marisa L H.
HUBBARD, OH
June 1, 2026
It was an incredible experience. Thank you for your kindness and all the teamwork and assistance you provided us
Alvin Alexis P.
YOUNGSTOWN, OH
May 28, 2026
Everything was fast, easy and transparent. people were and are super friendly and care a lot!
Jedidiah S N.
Warren, OH
May 26, 2026
Jesse is an exceptional point of contact. Made the availability to adress all of my questions and concerns throughout the process.
Devyn P.
CLEVELAND, OH
May 26, 2026
First time acquiring a loan of this amount and I'm very thankful to all who've helped me thru this and also thankful for the thought of having all my finances bundled into one..makes life a little easier! Thank you Jesse and to all the Novus staff in helping those who need it most!
Tracy Q.
FREDONIA, PA
May 25, 2026
Jesse made the process of buying our first home seamless. He was always available to answer calls with any questions regarding the loan and other aspects of home ownership.
Kayla M.
WARREN, OH
May 25, 2026
From beginning to end the home buying process was simple and quick.
Stacey Lynn S.
WARREN, OH
May 19, 2026
It went smoothly and I was kept informed what was happening and what was to come
Tammy L P.
ALLIANCE, OH
May 16, 2026
Jesse was very fast, helpful, kind, and showed that he enjoyed working with people to do his job!
Tesla K.
CANFIELD, OH
May 16, 2026