Branch Manager
Loan Officers
We’re proud to serve homebuyers
Our branch is proud to serve homebuyers and homeowners throughout our area and beyond. Our team combines local warmth with the expertise and resources of a leading mortgage lender.
Whether you’re buying your first home, upgrading to meet your family’s needs, or refinancing to achieve your financial goals, our loan officers are here to guide you every step of the way.
With personalized service, local insight, and a commitment to making the process simple and stress-free, we’re dedicated to helping you find the right loan solution for your unique situation.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Real Stories from Real Owners
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Keith did an outstanding job at placing me in a financial instrument which fully met my needs while my purchase itself was a bit complicated, Keith made it extremely easy He took the time to research all options, presented solutions and was proactive in anticipating & minimizing potential issues finally he was an absolute pleasure to work with .
Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family!Keith was very professional and very friendly. He was always available to answer questions and went above and beyond in all respects. We could not have gotten through this process without him and will undoubtedly refer him to friends and family! KeithKKJKeith
Tom was amazing to work with on several loans. It was easy quick and simplistic. We closed on schedule or before on all. He's a great person and true asset to any custome.
She made the process straightforward and made it easy to understand and was willing to answer any question that I had
Thank you for guiding us on each step of our home buying process with superior customer service.
Tom and his associates are great!
Great team!
Given that our exisiting l0oan was in the process of being transfered to Valon, Julie and Jessica Nowak, guided us through the entire refinancing process with patience and reassurance that everything would work out in a timely way. It did, and I am grateful.
Jason and his team were professional and expedition with all the may many documents.
Working with my loan officer was truly an amazing experience from start to finish. As a first-time homebuyer, I had so many questions and concerns, but they were patient, knowledgeable, and always quick to respond. They explained every step of the process clearly and made sure I understood my options, which gave me so much peace of mind. What really stood out was their professionalism and dedication. They kept everything moving smoothly, communicated consistently, and made what could have been a stressful process feel manageable and organized. I always felt supported and confident that I was in good hands. I’m so grateful for their hard work in helping me close on my home and would absolutely recommend them to anyone looking for a reliable and trustworthy loan officer.
Thanks for the guidance and suppoprt along the way. The house is awesome and we are very excited. I would refer Terry to anyone looking to purchase a home!
Bill and his team went beyond the call to close my loan for the second time! They are the best of the best.
From the initial phone call, Hunter was transparent and thorough. He answered all questions and never made me feel like I was bothering him. He kept me up to date through every single detail with the process and made my experience as a first time homeowner great. I would highly recommend him to anyone and will continue to work with him in the futire.
Answered all our questions promptly. Very seamless.
Jesse and team were great to work with! Would highly recommend them to anyone!!