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Headshot for Scott Beckwith

Scott Beckwith

Branch Manager & Mortgage Consultant
NMLS #6551

Branford 2 Branch
707 Main Street
Branford, CT 06405

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Scott is amazing at what he does, he was the only lender that was able to get our mortgage approved and if we ever want to sell or buy another house we will be going straight to him no questions or doubts about it!!!
Sara C.
New Britain, CT
April 20, 2026
I recently went through the home selling and buying process with Novus – specifically with Scott Beckwith. Scott was so helpful from the very first time I met with him. He was calm, patient and very friendly and helpful. He was responsive and collaborative with other members of the buying and selling team (real estate agents, insurance agents, lawyers). He even took my calls and texts while on vacation! There are a lot of lenders out there, but no doubt Novus rises to the top and I would highly recommend using Scott and the Novus team for your next move!
Rachel Suchoff .
April 14, 2026
Scott was an awesome partner from start to finish.
Rachel F S.
Milford, CT
April 14, 2026
Scott's communication through every step of the loan process made it so easy!
Shelly J G.
Greenville, SC
April 1, 2026
I’ve worked with Scott as the lender on both buyer and seller sides, and he consistently keeps the transaction smooth. Definitely recommend!
Rose Robles .
March 19, 2026
Scott was very easy to work with and returned all phone calls promptly. He reduced the stress factor tremendously! I would recommend Scott to anyone purchasing a home.
Rita I A.
Clinton, CT
March 12, 2026
Personal service he rendered to us, dealing with every concern as if ti were his own. His service to us goes beyond Thank You!
Edward H D.
Clinton, CT
March 12, 2026
Scott was able to take my complicated portfolio and make it very easy in the end to acquire my new mortgage, their team was great!
Kurt DeVries .
March 6, 2026
Scott and his team were great to work with. Very responsive and helpful along the way!
Thomas Howard C.
Trumbull, CT
March 4, 2026
Scott went over and above what he had to do made us feel comfortable from the very start
Betty Anne C.
Clinton, CT
March 1, 2026
Scott got the job done efficiently! I would work with him throughout this process again in the future.
Lisa C.
New Haven, CT
February 26, 2026
Scott and his team were available whenever I needed them and everyone was knowledgeable and helpful
John James K.
Point Pleasant Boro, NJ
February 23, 2026
Scott laid out all of our options and was always accessible throughout the entire process.
John P M.
Wallingford, CT
February 23, 2026
Scott was always available, and still is, to answer any questions or issues we have. Great to work with.
Timothy H.
Ivoryton, CT
February 23, 2026
It was a pleasure working with Scott and his team. The process was smooth, and they worked to make my unique situation a success. I felt they had my best interests in mind, and I felt confident and informed each step of the way. If or when I have to do this again, I'd work with them again. Thank you!
Shaun Wright .
October 23, 2025
Scott and the team are fantastic – while this was not our first home buying experience, it was definitely the best one. They made it very simple and painless, were so helpful at every turn, and we would absolutely use them again! Thanks Scott and team for all your help 🙂
Grace DeVries .
August 29, 2025