CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Nothing to do with the people, just all the paperwork and last minute things that was needed to close.
Great folks to work wit.
Terry is a great guy, and an excellent lender! He truly cares about people and will go above and beyond to help a client. I was very nervous about buying a house by myself for the first time, but Terry patiently addressed all my questions and concerns and walked me through the purchase without any bumps or unexpected issues arising. As a Realtor, I recommend him to my clients because I know firsthand that he does a fantastic job!
Terry made it so simple to buy my first house on my own! He explained things clearly and was very patient by thoroughly addressing all my questions. He found the best solution given my situation and guided me through the purchase process with ease. I was very nervous about doing this all by myself! But turns out I wasn't by myself afterall, Terry was by my side every step of the way! I am a Realtor and I highly recommend him to all my clients! He truly cares about people and finding them the best loan product for their given scenarios. He goes above and beyond expectations to help in any way he can. Great guy, excellent lender!
Couldn't recommend them enough!
Honesty & integrity!
Excellent service and a smooth process! Did not even feel the stress of financing a home. Terry is the best!
Very smooth process! All questions were answered in a very timely manner. It was a breeze!!! Loved being able to have all information under the portal for us to pull up at any point in time. Terry was excellent with guiding us and providing the best options for us.
Terry was amazing to work with. He was always available to answer questions, kept us informed every step of the way, and made sure we felt confident throughout the process. His patience, clear communication, and dedication really stood out. We’re so grateful for his help and would absolutely recommend him to anyone going through the mortgage process.
Terry was wonderful and seemingly always available to answer questions. He was relentless in exploring different scenarios and strategies, making our dream home possible. Thanks!
Terry was a complete professional and had great communication. He always answered our questions prompty. The whole process was seamless.
Terry is a true professional and very knowledgeable about the various loan options. Extremely customer service oriented and easy to reach when questions arise.
Terry is a true professional. Extremely knowledgeable about loans and various options as well as extremely customer service oriented. Its a pleasure working with Terry and his team.
Terry made the process super smooth and easy
I was extremely nervous to start our journey as a first time home buyer. With his easy to talk to personality and incredible knowledge, he made an incredibly stressful process so much easier and smoother. Throughout the process he was extremely responsive and communicative. Terry was able to break down each and everything for us and guide us in the right direction to begin to grow our future. After working with Terry, my nerves were set at ease and I was able to truly enjoy this huge milestone in my life.
I was extremely nervous to start our journey as a first time home buyer. With his easy to talk to personality and incredible knowledge, he made an incredibly stressful process so much easier and smoother. Throughout the process he was extremely responsive and communicative. Terry was able to break down each and everything for us and guide us in the right direction to begin to grow our future. After working with Terry, my nerves were set at ease and I was able to truly enjoy this huge milestone in our life.