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headshot of Jason Wiggins, wearing a black shirt

Jason Wiggins

Regional Manager
NMLS #139983
4.9 Rating (62 Reviews on Experience.com)

Scranton Branch
220 Penn Avenue, Suite 100
Scranton, PA 18503
Easton Branch
2240 Northampton St
Easton, PA 18042
Towanda Branch
150 Broad St Ste E
Waverly, NY 14982

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

We got the job done
Michael Burke D.
HONESDALE, PA
May 30, 2026
Jason and his team made what could have been a stressful process feel simple and manageable. They were professional, honest, and always willing to answer questions. I felt supported throughout the entire experience and would definitely recommend them to others!!
Grace Anne F.
DICKSON CITY, PA
May 26, 2026
Jason was great and was there for us through it all. He never had us worry and handled everything for us. Will be using them for the rest of our lives.
John Robert L.
DICKSON CITY, PA
May 23, 2026
Jason abscess his team did and outstanding job with the whole transaction from start to
John William L.
HAWLEY, PA
May 22, 2026
We had an amazing experience working with Jason and the whole team. Everyone was professional, helpful, and always available to answer our questions throughout the process. They made everything smooth and fast. We truly appreciated their honesty, communication, and dedication to helping us every step of the way. I highly recommend them to anyone looking for a reliable and caring lender. Thank you again for all your hard work!
Nuno A.
May 22, 2026
Lacey and Trisha were a huge help in thoughout the whole process! Really enjoyed working with them and their team!
Brian L.
SCRANTON, PA
May 16, 2026
great communication, amazing team,quick process thank you Jason
Nuno A.
SCRANTON, PA
May 16, 2026
Jason and his team at my city lending make the process so easy, when there's doubt's they provide clarification. The team works hard to find the best scenario for their buyers to be in to help them achieve their goals of home ownership.
Mary H.
May 11, 2026
efficient, responsive, and helped me through the whole process
Caroline E V.
Scranton, PA
April 18, 2026
Jason was a huge piece of the puzzle to making my dreams come true on my new home. He was always there to help me answer financial questions. I'd recommend Jason and his team to anyone.
Rachel Marie S.
Factoryville, PA
March 23, 2026
Quick response to any questions
Ryan T W.
Glen Spey, NY
March 17, 2026
Knowledgeable and efficient, highly recommend!
Mallory C.
Clarks Summit, PA
March 10, 2026
The staffs are excellent to do business with
Marcia W.
Scranton, PA
March 7, 2026
Very easy
Nicolas V.
Blakeslee, PA
March 5, 2026
Listened carefully to my needs and met them. Five stars!
Erik N.
Mountain Top, PA
February 25, 2026
Great team!
Richard Weston S.
Buck Hill Falls, PA
February 24, 2026