CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Very professional, easy to communicate with, and very knowledgable.
Tom was very transparent with everything and explained everything. the night before our close we had a shortage coming from the sale from our previous house which we would end up bringing money to our close. we called Thomas late that night he worked the numbers for us so we dont have to pay the short and have money to pay our movers. Long story short 5 hours before our close him and his team was able to adjust our loan and prepare all the documents just in time. They made our closing day better even after the stress and frustration from the close of our previous house. We would recommend them to anyone and everyone.
Used Tom for my refinance after my original loan with him a pleasure again will definitely be using Tom again
They made our home buying process easier. The night before our close we had an shortage coming from the sale of our house. We called Thomas if there’s anything he could do so we dont have to put out any more money. The next morning hours before our close we have our loan adjusted, didn’t have to shell out any money and got money to pay for movers. Him and his team went above and beyond for us. We would recommend this company anyone who is in the process of getting a loan. They’re upfront with everything and will explain everything. Glad we worked with them
We were updated every step of the way and anytime we had questions we would get assistance right away.
Tom and the team made it seamless and i couldnt recommend them enough.
Thank you Tom and the team for helping us through this entire proces. The Novus app is wonderful and so easy to work with. Thank you for everything once again!
Tom made the mortgage process very easy for us and was in close communication every step of the way answering any questions we had very thoroughly. Would highly recommend anyone looking to buy a home to go with Tom!
Tom made the mortgage process very easy for us and was in close communication and answered every question we had very thoroughly. Would highly recommend anyone looking to buy a home to go with Tom!
Wonderful experience! Tom knows exactly the right path to help guide you for each closing!
I received so much support from the Faille Team. I would highly recommend them!
Tom and his team are wonderful to work with. They are extremely responsive to any questions you might have and very thorough regarding the entire loan process. We definitely would work with them in the future and recommend them to our friends and family. The Nims family.
It was simple and all questions were answered.
Everything was completed from home!
The best and smooth transaction
Tom and his team was great. Made the purchase smooth and answered all questions we had.