A Modern Mortgage Experience Built Around You
Novus Home Mortgage is here to make homeownership simple, clear, and achievable. We combine the strength of a long-standing bank with the innovation of a modern, tech-forward mortgage company.
Our mission is to give every homebuyer the technology, guidance, and support they need to feel confident in their journey. At Novus, you are never just a loan. You are a person with goals and dreams, and we are here to help you reach them.
Our History
Novus Home Mortgage was founded on a simple idea: getting a mortgage should feel clear, approachable, and supportive. What started as a vision for a more modern, customer-focused lending experience has grown into a nationwide team using smart technology and personalized guidance to help people achieve homeownership.
Novus is proud to be a division of Ixonia Bank, a financial institution that has supported communities since 1918. This partnership gives you the best of both worlds: innovative digital tools backed by more than 100 years of trusted banking experience.
Ixonia Bank’s focus on integrity, long-term relationships, and doing what’s right for customers aligns perfectly with the way Novus serves homebuyers. Together, we offer a simpler, more reliable path to homeownership grounded in modern convenience and century-strong stability.
What Makes Novus Different
Clear and Honest Guidance
Technology That Makes Things Easier
Loan Options for Every Buyer
Support That Stays with You
50 STates,
one trusted partner
Meet the Team Shaping a Better Mortgage Experience
Our leadership team brings deep experience across lending, finance, operations, and technology. Their focus is on building a smoother, smarter, and more supportive homebuying experience for you.
Eric Egenhoefer
Kerry Wirth
Brian Jensen
Alex Ruetz
Dale Mittelstaedt
The Experts Behind Your Experience
Our success comes from the people who support homebuyers, loan officers, partners, and communities every day. From processing and underwriting to marketing, technology, and branch support, our teams work together to create a smoother and more dependable mortgage experience.
Shari Brandenburg
Crystal Coy
Robin Everharts
Traci Huntemann‑Piatt
Hayley Jensen
Carolynn Kohler
Chris Lee
Alexandra Morschauser
Jake Pfannerstill
Cheri Musbach
Daniel Romero-Araujo
Shannon Sprague
Linda Talos
Frequently Asked Questions
Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.
By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.
Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.
With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.
By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.
From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.
Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.
Real Stories from Real Owners
Fast approval.
John was so helpful, walking me through the whole process and helping me to understand and answering my million questions. He was also very accessable and available to talk when needed. He went over and above to make this a pleasant experience and went out of his way on multiple occassions to help me with things and calm my nerves.
We had a great experience using Novus and working with Jeff Gilmore for our home mortgage. We’re extremely happy with how smooth and straightforward the entire loan process was.
Working with Jen to refinance our mortgage was an outstanding experience from start to finish. As someone who values clear communication and transparency, I was impressed by how Jen kept us informed throughout the entire process. She took the time to explain each step in detail, answered our questions promptly, and proactively reached out with updates so we never felt left in the dark. What truly set Jen apart was her ability to make what could have been a stressful financial decision feel manageable and straightforward. She walked us through our options with patience and expertise, helping us understand the numbers and find the best solution for our specific situation. Her professionalism and genuine care for our needs made all the difference. The refinancing process itself was remarkably seamless thanks to Jen’s organization and attention to detail. She coordinated everything efficiently, kept us on track with deadlines, and handled any hiccups that arose with grace and problem-solving skills. We couldn’t be happier with the outcome and wholeheartedly recommend Jen to anyone looking for a mortgage broker who combines industry knowledge with exceptional client care. We’ll absolutely be working with her again for any future mortgage needs and have already started referring friends and family her way.
Here’s a more detailed and thoughtful testimonial: Working with Jen to refinance our mortgage was an outstanding experience from start to finish. As someone who values clear communication and transparency, I was impressed by how Jen kept us informed throughout the entire process. She took the time to explain each step in detail, answered our questions promptly, and proactively reached out with updates so we never felt left in the dark. What truly set Jen apart was her ability to make what could have been a stressful financial decision feel manageable and straightforward. She walked us through our options with patience and expertise, helping us understand the numbers and find the best solution for our specific situation. Her professionalism and genuine care for our needs made all the difference. The refinancing process itself was remarkably seamless thanks to Jen’s organization and attention to detail. She coordinated everything efficiently, kept us on track with deadlines, and handled any hiccups that arose with grace and problem-solving skills. We couldn’t be happier with the outcome and wholeheartedly recommend Jen to anyone looking for a mortgage broker who combines industry knowledge with exceptional client care. We’ll absolutely be working with her again for any future mortgage needs and have already started referring friends and family her way.
Jeff gives great personal assistance. in constant contact through the entire process. Higl recommend Jeff.
Jeff is great about coming up with a solution to the issue. His response time when you reach out to him is exceptional
stayed in constant communication through this whole process even while she was on vacation. She always answered any text or call and always help to find a solution to any issue that came up. She guided us through every step and always had our best interest at heart.
Easy to work with. Always answered my questions and returned my calls quickly. It was a pleasure!
Terry is a great guy, and an excellent lender! He truly cares about people and will go above and beyond to help a client. I was very nervous about buying a house by myself for the first time, but Terry patiently addressed all my questions and concerns and walked me through the purchase without any bumps or unexpected issues arising. As a Realtor, I recommend him to my clients because I know firsthand that he does a fantastic job!
Terry made it so simple to buy my first house on my own! He explained things clearly and was very patient by thoroughly addressing all my questions. He found the best solution given my situation and guided me through the purchase process with ease. I was very nervous about doing this all by myself! But turns out I wasn't by myself afterall, Terry was by my side every step of the way! I am a Realtor and I highly recommend him to all my clients! He truly cares about people and finding them the best loan product for their given scenarios. He goes above and beyond expectations to help in any way he can. Great guy, excellent lender!
Greg was AWESOME! He is very helpful and finds the right loan for his clients. I will use him again! He probably needs a big raise and bonus!
My Name is Trolichard A. I faced difficulties during the process with BOA, they weren't easy to work with at the very end they rejected the loan. I reached out to my Realtor Jake Wirtz right after hung up the call with BOA lender. I told him I got rejected he Said "don't worry I'd introduce you to my guy Tony" The same night I spoke to Tony he understands my frustration He told me we gonna work this out before the year ends. The process was smooth and the communication was great he replies whenever I text him including his assistant Stacy. They are very professional easy to work with now I'm enjoying my new home. Thanks a Million Tony
Clear communication and timely responses.
Everything went smoothly and very timely. Everyone involved in the process was very professional. Evette made the entire process very simple and made us feel very comfortabl. This was the second time I have worked with Evette and she would be my go to person in the future as well.
The process was very easy. Charles was really kind and helpful, answered all my questions and kept me updated throughout. i was able to close very quickly thanks to him and his team and all of their hard work .