Your place to learn, explore, and feel more confident about home ownership
Whether you are buying your first home, exploring a refinance, or simply trying to understand your options, this is your hub for clear, helpful information. We have gathered our most useful tools, articles, guides, and loan education in one easy-to-navigate place.
Explore at your own pace. And if you ever want personal guidance, a Novus loan officer is always here to help.
Navigate YOUR home financing Options
Homebuyer and Homeowner Guides
Mortgage Vocabulary Made Simple
Tools and Calculators
Stay Ahead of Rate Changes with LowerMyRate.com
Mortgage rates move quickly, and timing matters. LowerMyRate.com makes it easy to track the market and know when it may be the right moment to refinance.
With just a few details, you can:
- See how your current rate compares to today’s market
- Set a personalized goal rate
- Get alerts when the market hits your target
- Make smarter decisions without constantly checking rates
It is free, simple to set up, and designed to put you in control.
Frequently Asked Questions
Get the basics, understand the process, and feel more confident about your next move. We’re here when you’re ready.
By looking at your credit, finances, and goals together, we help you see if you’re ready to buy and what you can do to get there.
Novus offers a simpler, smoother, and more transparent mortgage experience, with modern technology and loan officers who take the time to understand you.
With options like conventional, FHA, VA, USDA, and non-QM, we have solutions for every need. Whether you’re looking for a first-time buyer program or investing in a property, we help you compare and find the loan that fits your goals.
By looking at your income, credit, debt, and the guidelines for different loan types, your loan officer can show you how much you may qualify for using smart, accurate tools to help guide your search to the homes that fit your budget.
From pre-approval to closing, we guide you through each step with real-time updates and proactive communication. Our technology puts everything you need right at your fingertips so you always know what’s happening.
Connect with a Novus loan officer for a personalized plan tailored to your homebuying or refinancing goals.
Download the Novus home mortgage App
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Ready to Start Your Home buying Journey?
Connecting with a Novus loan officer is the best way to begin. We lend in all 50 states and are here to give you personalized guidance every step of the way.
Use our tool to connect with a local expert who can help you get pre-approved, compare loan options, and take your next step toward homeownership.