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Oviedo on the Park on Center Lake in downtown Oviedo, a suburb of Orlando, Florida

Oviedo Branch


100 E Sybelia Ave., Ste 375
Maitland , FL 32751

Branch Manager

Headshot for Joe Onofre, wearing a black shirt

Joe Onofre

Branch Manager / Director of TPO Lending

NMLS #1473557


Loan Officers

Ava Onofre

Loan Partner

NMLS #2819055

Michelle Kahn

Loan Partner

NMLS #1951284


Map to Oviedo Branch

Where to Find Us

100 E Sybelia Ave., Ste 375
Maitland, FL 32751
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We’re proud to serve homebuyers

Our branch is proud to serve homebuyers and homeowners throughout our area and beyond. Our team combines local warmth with the expertise and resources of a leading mortgage lender.

Whether you’re buying your first home, upgrading to meet your family’s needs, or refinancing to achieve your financial goals, our loan officers are here to guide you every step of the way.

With personalized service, local insight, and a commitment to making the process simple and stress-free, we’re dedicated to helping you find the right loan solution for your unique situation.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

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$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

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0%

5%

1%

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$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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You can afford up to

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Principal & Interest $

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Refinancing could save you

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New monthly payment $

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Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Real Stories from Real Owners

Keith was excellent to work with throughout my home purchase. He always answered when I called and took the time to explain everything clearly and in detail, which made the entire process much less stressful. Even after closing, he has continued to be helpful by answering general questions and offering advice as a new homeowner. He also did a great job coordinating the home insurance process and making sure I had everything I needed for closing day. I really appreciate his professionalism, responsiveness, and support, and I’m excited to work with Keith again for future property purchases.
Kevin C.
Oceanside, NY
July 18, 2026
Thomas Sullivan was absolutely outstanding throughout our mortgage process. He was incredibly responsive, always answering our questions in a timely and thorough manner, and consistently went above and beyond to make sure we felt confident every step of the way. As first-time homebuyers, the process could have easily felt overwhelming, but Thomas made everything smooth, straightforward, and easy to understand. He took the time to explain every detail and ensured we were comfortable with each decision. We truly appreciate all of his hard work and dedication, and we have complete trust in him. We would highly recommend Thomas to anyone, especially first-time buyers, looking for a knowledgeable, reliable, and genuinely supportive mortgage professional.
Brendan G F.
Center Moriches, NY
April 11, 2026
Keith was absolutely amazing. he was informative, well educated, and simplified a process that can seem very daunting to home buyers . There's no one else I would ever recommend using other than Keith
Ashley P.
Bohemia, NY
March 18, 2026
This is our second time working with Tom. He worked with us on our original mortgage when we bought our house. When rates dropped he was on top of it and got in contact with us to refinance, saving us a ton of money. Would recommend Tom to anyone for their mortgage needs!
Emily C M.
Smithtown, NY
March 7, 2026
This is the second time I used Tom Sullivan and it was another outstanding experience. Everything was explained in detail and the process could not have gone any better. I would highly recommend Tom for your mortgage needs.
Theodore W W.
Nesconset, NY
March 2, 2026
Amazing experience. Keith hands down was the best advisor and broker we ever dealt with. His timely responses even into the night time made our buying process so smooth. He was very organized and had the appropriate steps that we needed to take all laid out. I could not recommend Keith enough to anyone purchasing a home. He was honest, transparent, and trustworthy. Keith offered to reach out to us once a year and have a mortgage review. Additionally, he told us to never hesitate to reach out if we have questions down the line . Thank you so much Keith!!
Reed J P.
Great River, NY
February 9, 2026
good relationships are very important in real estate and I know I have that with Aaron. Him and his team do a phenomenal job. i look forward to our next deal
Rocky W.
CHICAGO, IL
July 23, 2026
Great communication, extremely fast, very pleasant
Brett G.
WARREN, OH
July 23, 2026
I originally reached out to Maria Klima at Novus Home Mortgage just to ask a few questions, fully expecting that homeownership was a few years away for us. To our surprise, Maria called back immediately and truly worked with our unique situation. She found creative ways to make buying a home possible for us much quicker than I ever thought imaginable!Throughout the entire process, Maria was incredibly flexible. She is an absolute genius when it comes to navigating obstacles and figuring out solutions to any problems that arise while home shopping. her patience advice and guidance meant the world to us!
Elizabeth G.
GLENDALE, AZ
July 23, 2026
I had an excellent experience working with Ariel throughout my home loan process. From the very beginning, Ariel was professional, knowledgeable, and always available to answer my questions. They kept me informed every step of the way, explained everything clearly, and made what could have been a stressful process feel smooth and manageable. Ariel's dedication, responsiveness, and attention to detail gave me confidence from start to finish. I truly appreciate all the hard work and support in helping me achieve my goal of becoming a homeowner. I highly recommend Ariel to anyone looking for a trustworthy and reliable lender. Thank you for making this experience such a positive one!
Karina A.
DALLAS, TX
July 23, 2026
Everything was smooth, communication entire time.
Joshua Joseph M.
VANDALIA, IL
July 23, 2026
Brian Bailey and Ashley were absolutely wonderful to work with throughout our home financing process. Brian was knowledgeable, professional, and made sure we understood each step along the way. Ashley was a DREAM. She was incredibly responsive, patient, organized, and always so kind when answering our questions. She kept us informed, made everything feel manageable, and helped turn what could have been a stressful process into a smooth and positive experience. We truly felt supported from beginning to end and knew we were in good hands. We are so grateful to both Brian and Ashley and would highly recommend them to anyone looking for an honest, dependable, and caring lending team.
NaKina E.
WHITEHOUSE, TX
July 23, 2026
Tom and his team are great! They made the refinancing process so easy and efficient. They are quick and throughout regarding document collection and answered all of my (many!) questions promptly. They even sent a closer to our house to execute the final claing documents so we didnt have to paxk up our toddler!
Madison T M.
CHESTERTON, IN
July 23, 2026
The team was transparent, great communications, knowledgeable, very helpful.
Sean Howard S.
NORTH PORT, FL
July 23, 2026
Chucks knowledge and understanding of the entire process made the difficult things mich easier to navigate.
Marc A M.
MILWAUKEE, WI
July 23, 2026