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image of a Novus Home Mortgage office building

Yvette Clermont, CMB

Branch Manager
NMLS #248437
4.9 Rating (1,079 Reviews on Experience.com)

Bradenton Branch
1317 3rd Avenue W
Bradenton, FL 34205

Get to Know Yvette

30+ Years

of experience

50 States

One trusted partner

I have been a licensed Mortgage Consultant in both Wisconsin and Florida since 1997. I am a Certified Mortgage Planning Specialist and have earned my Certified Mortgage Banker designation through the Mortgage Bankers Association. I have been recognized among the top 1 percent of lenders in the United States, ranked number one in total company units in 2017, and honored with the Elite Women in Mortgage designation, the Five Star Mortgage Professional award, and the Leadership Excellence and Corporate Citizenship Awards.

As the team leader, I bring extensive experience in mortgage lending and guide my clients through every step of the process. My focus is on providing the education and clarity needed to help you make confident home financing decisions. I devote the majority of my time to crafting personalized mortgage strategies that align with your individual goals.

I have had the privilege of serving my clients, along with their families and friends, throughout my career, and I welcome the opportunity to work with you as well.


image of Yvette Clermont with her team, Shari Burgo, and Haley Pietraniec against a white background.

Team Clermont

Team Clermont, led by Yvette Clermont, CMB, delivers nearly three decades of trusted, data-driven mortgage expertise to clients nationwide. Based in Florida and licensed across the U.S., our team serves homebuyers and real estate investors from coast to coast with precision, care, and clarity.

Since 1997, we’ve been a go-to resource for thoughtful mortgage guidance—helping first-time buyers, move-up clients, and seasoned investors navigate complex decisions with confidence. What sets Team Clermont apart is our
attentive listening, meticulous organization, and deep understanding of today’s evolving mortgage regulations, ensuring a smooth and well-managed experience from application through closing.

As part of Novus Home Mortgage, we operate with a fully integrated, in-house process from application to funding. This structure allows us to meet demanding timelines while maintaining exceptional quality, communication, and accountability at every step.

While our roots run deep in Florida and the Midwest, our reach is truly national—and no matter where you’re located, you can expect the same personal attention, responsiveness, and commitment to doing what’s best for you.

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

Insurance $

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%
months
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months
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Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Yvette is very knowledgeable she explains things so well , has patience when we may not understand some paperwork or processes. She is always there for any questions or concerns At anytime and response quick. Yvette really makes you feel like you are family
Bradley S.
CAPE CORAL, FL
April 13, 2026
Yvette was very understanding and a pleasure to work with. Won't hesitate to call her on my next mortgage.
Edsel H P.
Alva, FL
April 13, 2026
Yvette and her team are awesome. They were quick to respond to all our questions and concerns. I had no worries going through the process because I knew the team was doing everything possible to expedite our purchase. The are kind, passionate and above all else professional team. Thank you thank you!!
Noel R C.
Sarasota, FL
April 9, 2026
Great communication through the entire process!
Keith P.
Parrish, FL
April 9, 2026
Yvette was amazing! We were dealing with a bad lending team before who made some errors and she was able to come in and fix the issues and get us to closing quickly. She went above and beyond to inform and guide us through the entite process. So thankful and happy for her and her team!
Cole E.
PARRISH, FL
April 9, 2026
Yvette was pleasant and informative.
Jeanine S.
Bradenton, FL
April 9, 2026
Smooth process overall and quickly executed
Nicholas N G.
Sarasota, FL
April 8, 2026
Yvette was quick at responding to my questions. She worked hard at completing the closing in a timely manner. She is determined and committed to her responsibility. I enjoyed working with her. Thank you The Man Above for this blessing. Glory be to you!
Bernadette M.
Fort Myers, FL
April 7, 2026
Always kept us informed of the process and updates
Aaron L.
Bradenton, FL
April 6, 2026
This is our second home financing experience with Team Clermont and as always you did an excellent job!
Sidney O S.
Mosinee, WI
April 5, 2026
Everything was handled by the company each step we needed to take was explained it was a simple and easy process
Nell L.
Bradenton, FL
April 3, 2026
It was a pleasure working with Yvette. Very professional and available.
Everett S.
Bradenton, FL
March 31, 2026
Great customer service in a timely manne; the entire Novus team was always friendly and a breath of fresh air to work with❤️
Lisa A T.
Punta Gorda, FL
March 29, 2026
I have known and worked with Yvette and Team Clermont many years. This is the most efficient team I have ever seen. Knowledgeable, experienced, trustworthy, honest, and reliable. Yvette is a heavy hitter in the mortgage industry and can get through anything that can possibly arise in a transaction. Team Clermont for life!
Klyque K.
March 27, 2026
Yvette was able to help us find programs in our area that worked for us and our situation. Now we have a home of our very own and get to build a life in it!
Kimberly W.
Bradenton, FL
March 25, 2026
This is one amazing team! They walked us through things and took the time to explain what we didn’t understand. When I got nervous and stressed they calmed me down. They go above and beyond!
Angie B.
March 3, 2026