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Headshot of Maria Klima with brown background

Maria Klima

Loan Officer
NMLS #147364
5.0 Rating (107 Reviews on Experience.com)

Mokena Branch
19627 South La Grange Road
Mokena, IL 60448
Goodyear Branch
250 N Litchfield Rd #261
Goodyear, AZ 85338

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Great communication
Benjamin G.
BUCKEYE, AZ
September 5, 2026
My wife and I cannot say enough positive things about Maria. She was very communicative, persistent, and informative throughout the whole process. She guided us every step of the way and answered every question we had as first time home buyers. Highly recommended.
Benjamin G.
Buckeye, AZ
August 29, 2026
I can’t say enough great things about you Maria an the experience you gave me throughout the entire process. From start to finish, you were absolutely amazing. You made what could have been a stressful and overwhelming process feel incredibly easy and straightforward. Im I'm thankful that I had you there to guide me through it. You truly went above and beyond, and I couldn’t have asked for a better loan officer. Thank you so much for everything you did for me and my family. I genuinely appreciate all of your hard work and would recommend you to anyone looking to purchase or refinance a home. Five stars without a doubt!
Nicholas Edward P.
WILLOUGHBY, OH
August 17, 2026
Maria did amazing, the whole process just took forever and it was exhausting
Stephanie K.
Tonopah, AZ
August 13, 2026
Maria is an excellent Loan officer and was so patient with us. She walked us through the whole process and even followed up after our closing. We would HIGHLY recommend her. Thanks for a great experience!!!
Kathryn R A.
MECHANICSBURG, PA
August 13, 2026
Maria was beyond incredible in her role of us buying our home. We were educated, supported, and truly wanted us to not just have a house , but a home. She became like family and I look forward to working with her with any future mortgage wants we will have. THANK YOU MARIA.
Sara M.
TALLMADGE, OH
August 10, 2026
Maria Klima at Novus went above and beyond in every aspect of the mortgage process. She was so helpful and informative every step of the way! The online access portal Novus provides is user friendly and kept us updated all the way through closing. Purchasing a house and getting a mortgage can be stressful, but Maria really made it so much easier. This was the smoothest mortgage process I’ve ever experienced and we closed in 30 days. I highly recommend both Maria and Novus!!!
Janine F
Mechanicsburg, PA
August 8, 2026
Maria was wonderful to work with. Extremely friendly, helpful, and reliable through the whole process of buying and selling a house. I'd 100% recommend her to anyone and would use her again in a heartbeat if I was doing it all over again.
Daniel M.
Wadsworth, OH
August 6, 2026
Maria has been helping us along the house buying journey for nearly 2 years at this point. She gave us the roadmap to our dream home and we couldn’t be more thankful!
Jacobmorris42
Tallmadge, OH
July 30, 2026
Maria was beyond a phenomenal and crucial part of our process in buying a home. We knew nothing about it, and she not only educated us, but empowered us in each step of the process. Thus we feel so sure and secure in our decisions, and she feels more like family at this point. She is the best version of this profession we could have hoped for. THANK YOU Maria for all of the work and support you put into us owning a home.
Sara M.
Tallmadge, OH
July 30, 2026
I originally reached out to Maria Klima at Novus Home Mortgage just to ask a few questions, fully expecting that homeownership was a few years away for us. To our surprise, Maria called back immediately and truly worked with our unique situation. She found creative ways to make buying a home possible for us much quicker than I ever thought imaginable!Throughout the entire process, Maria was incredibly flexible. She is an absolute genius when it comes to navigating obstacles and figuring out solutions to any problems that arise while home shopping. her patience advice and guidance meant the world to us!
Elizabeth G.
GLENDALE, AZ
July 23, 2026
I originally reached out to Maria Klima at Novus Home Mortgage just to ask a few questions, expecting that homeownership was a few years away for us. To our surprise, Maria called back immediately and truly worked with our situation. She found creative ways to make buying a home possible for us much quicker than I ever thought would be possible! Throughout the entire process, Maria was incredibly flexible. She is an absolute genius when it comes to navigating obstacles and figuring out solutions to any problems that arise while looking for a home. The local realtor team she referred us to were equally amazing! If you are looking to buy your first home do not hesitate to reach out to Maria Klima. She made the impossible happen! 🙂
Elizabeth G.
Glendale, AZ
July 22, 2026
Maria and her entire team made my process so efficient and easy. It is very obvious that they care for every customer that they come across. Very grateful for Maria and her team!
Alexis K.
Buckeye, AZ
June 24, 2026
Maria and her team helped me purchase my first home and I couldn’t be any more grateful to have worked with them. They were so efficient and thorough with the entire process. They genuinely care for everyone that they work with!
Alexis K.
June 24, 2026
Absolutely fantastic to work with! Maria moves so quick, and was able to solve some difficult problems we faced on the day of closing. She is always very optimistic and approaches problems as obstacles and not roadblocks.
Chris R.
June 22, 2026
Maria was very quick to respond to me, never left me in the dark. She is extremely easy to work with and picked up the pieces from the original lender I had started working with from Veterans United.
Christopher R.
Phoenix, AZ
June 19, 2026