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Andy Zemon Headshot

Andy Zemon

Branch Manager

Crozet
NMLS # 208916
5405 Ashlar Ave. Suite 101
Crozet, VA 22932

About Andy

Andy Zemon works as the Branch Manager with the Novus Home Mortgage branch located in Crozet, Virginia. He is responsible for the significant growth of this branch and has helped more than 2500 families achieve their dream over his 17+ year career. He has funded just shy of $500,000,000 in loans over his career and certainly knows his way around the guidelines and is more than happy to just answer questions if that's what you're looking for.

Andy's passion is providing mortgage-based financial plans and is the preferred lender for some of the area's top builders and Realtors. Andy is also one of the nations most recognized mortgage planners through his acceptance in the industry’s leading mentor group, The CORE Training. As a Level 3 15+ year Graduate of this program and an ongoing student, he has amassed one of the finest higher "Mortgage Education" resumes.

Before moving back to his hometown of Charlottesville, Andy worked in business development in the Washington, DC area. He received his degree in Consumer Affairs at The Ohio State University. He is a past player of the Virginia Men's Rugby Club and currently volunteers over 1100 hours a year with the Seminole Trail Volunteer Fire Department as both a driver and firefighter.

Andy is married to his beautiful wife, Chanda, an orthodontist in the area and together they have three beautiful girls named Stella and Libby and Hattie and a handsome young son named Henry. Of course, we'd be remiss not to mention the beautiful Darla... Andy's Newfoundland that comes to work with him daily. In fact, she's typically the welcome party when you walk in the front door. Don't worry, she's too lazy to get up but she will certainly wag her tail! 

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

Open AllClose All
Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase & Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Jumbo Loan Investors
  • Chase
  • Pen Fed
  • TIAA
  • US Bank
  • Bayview

Happy woman sitting at a table with a laptop

Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Andy!

NMLS # 208916
Crozet, VA 22932

Get Started With Andy Zemon

Andy Zemon Headshot

Andy Zemon works as the Branch Manager with the Novus Home Mortgage branch located in Crozet, Virginia. He is responsible for the significant growth of this branch and has helped more than 2500 families achieve their dream over his 17+ year career. He has funded just shy of $500,000,000 in loans over his career and certainly knows his way around the guidelines and is more than happy to just answer questions if that's what you're looking for.

Andy's passion is providing mortgage-based financial plans and is the preferred lender for some of the area's top builders and Realtors. Andy is also one of the nations most recognized mortgage planners through his acceptance in the industry’s leading mentor group, The CORE Training. As a Level 3 15+ year Graduate of this program and an ongoing student, he has amassed one of the finest higher "Mortgage Education" resumes.

Before moving back to his hometown of Charlottesville, Andy worked in business development in the Washington, DC area. He received his degree in Consumer Affairs at The Ohio State University. He is a past player of the Virginia Men's Rugby Club and currently volunteers over 1100 hours a year with the Seminole Trail Volunteer Fire Department as both a driver and firefighter.

Andy is married to his beautiful wife, Chanda, an orthodontist in the area and together they have three beautiful girls named Stella and Libby and Hattie and a handsome young son named Henry. Of course, we'd be remiss not to mention the beautiful Darla... Andy's Newfoundland that comes to work with him daily. In fact, she's typically the welcome party when you walk in the front door. Don't worry, she's too lazy to get up but she will certainly wag her tail! 

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com