Get to Know Yvette
30+ Years
of experience50 States
One trusted partnerI have been a licensed Mortgage Consultant in both Wisconsin and Florida since 1997. I am a Certified Mortgage Planning Specialist and have earned my Certified Mortgage Banker designation through the Mortgage Bankers Association. I have been recognized among the top 1 percent of lenders in the United States, ranked number one in total company units in 2017, and honored with the Elite Women in Mortgage designation, the Five Star Mortgage Professional award, and the Leadership Excellence and Corporate Citizenship Awards.
As the team leader, I bring extensive experience in mortgage lending and guide my clients through every step of the process. My focus is on providing the education and clarity needed to help you make confident home financing decisions. I devote the majority of my time to crafting personalized mortgage strategies that align with your individual goals.
I have had the privilege of serving my clients, along with their families and friends, throughout my career, and I welcome the opportunity to work with you as well.
Team Clermont
Team Clermont, led by Yvette Clermont, CMB, delivers nearly three decades of trusted, data-driven mortgage expertise to clients nationwide. Based in Florida and licensed across the U.S., our team serves homebuyers and real estate investors from coast to coast with precision, care, and clarity.
Since 1997, we’ve been a go-to resource for thoughtful mortgage guidance—helping first-time buyers, move-up clients, and seasoned investors navigate complex decisions with confidence. What sets Team Clermont apart is our
attentive listening, meticulous organization, and deep understanding of today’s evolving mortgage regulations, ensuring a smooth and well-managed experience from application through closing.
As part of Novus Home Mortgage, we operate with a fully integrated, in-house process from application to funding. This structure allows us to meet demanding timelines while maintaining exceptional quality, communication, and accountability at every step.
While our roots run deep in Florida and the Midwest, our reach is truly national—and no matter where you’re located, you can expect the same personal attention, responsiveness, and commitment to doing what’s best for you.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Fasr closing
Going through the home-buying process for the first time, not knowing how things worked or what to expect, the NOVUS Team made everything seamless and enjoyable. I appreciate the clear communication throughout. Having an experienced and highly competent team behind me set my mind at ease. All communication was clear and professional, and I never sensed any unease or burden when asking many questions, both simple and complicated. Even after closing, the team still encouraged me to ask any questions as I got settled into my first home. Ryndie was amazing and kind — I got to see all the places I requested, and she tackled every issue and question with ease and competence. Thank you, Team NOVUS!!
The team was great. Very pleasant knowledgeable and made sure we got the things we needed. We are so grateful for all they did to help us get into our home.
Everyone in the office was great to work with — timely, caring, and knowledgeable. I would highly recommend them.
The team was transparent, great communications, knowledgeable, very helpful.
Great experience, very smooth sailing.
Syndey, Shari, and Mary-Ann were all AMAZING! Mary-Ann helped guide me in so many ways and explained everything exactly how I needed without making me feel rushed or uncomfortable. The communication and understanding was 10/10.
Sydney, Shari & Mary-Ann were a great team. Mary-Ann is AMAZING! She made sure to explain thoroughly and listen to every concern I had. If she didn’t have the answer, she made sure to direct me to the right person or get me whatever info requested. She made this process very comfortable. 10/10.
Great experience from start to finish! The loan process was smooth, communication was excellent,and they were always available to answer my questions. Professional,knowledgeable,and easy to work with. I highly recommend them!
Buying my first home felt overwhelming at times,but my lender made the entire mortgage process smooth and stress-free. They were incredibly knowledgeable,patient,and always available to answer my questions. Every step was explained clearly, and I always felt informed and supported throughout the process. I highly recommend them to anyone looking for a trustworthy lender,especially first time homebuyers. Thank you for helping make my dream of owning my first home a reality!
I had a seamless experience closing on my home mortgage thanks to Ms. Yvette and her team. From the initial application to the final closing, their team was professional, responsive, and transparent. My loan officer provided clear guidance at every step, ensuring I had all the documents and answers I needed. I highly recommend them for anyone navigating the mortgage process.
the entire team was great
Everyone Within The Company Was Great! Was There By My Side Every Step Of The Way! Highly Recommend!
The process was quick and Yvette and team were on top of everything. We got a loan done that I though we were going to hahve trouble with and they found a way to get it done!
Had a wonderful experience! Yvette and team are a pleasure to work with, very efficient and I would highly recommend them.
Her whole team is great!!! They kept me updated throughout the entire process and as much as I had going on they continued to be professional and put my mine at ease. Buying a home can be really tough but they have a way of making you feel very confident in the process!!!