
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Real Stories from Real Owners
Excellent service from a talented and experienced team. It was a smooth experience all the way. I highly recommend this business!
Amber O’Rear and NOVUS were perfect in this transaction. I told Amber what I needed and she got back to me when the time and rate was right. She was easy going and not pushy and I honestly just let her tell me what and when we needed to do and everything worked out perfectly. I would recommend anyone in need of a refi or mortgage lending to talk with Amber and don’t waste time with lesser humans
Great company with great lenders, highly recommended.
Ashley is a part of a stellar team, there was excellent communication and responsiveness throughout the whole process. Highly recommend!!
I had an excellent experience working with Adam at Novus as my loan officer. As a first-time homebuyer, the entire process felt overwhelming at first, but Adam made everything smooth and stress-free. He was always available to answer my questions, picked up the phone whenever I needed guidance, and took the time to explain every step clearly. I truly appreciated his transparency and honesty throughout the process. Adam worked hard to help me find the best possible route to purchase my home and made sure I understood all of my options. Thanks to his professionalism and dedication, I felt confident and supported from start to finish. I highly recommend Novus to anyone looking to buy property—especially if you have the opportunity to work with Adam. He made what could have been a complicated process a great experience!
Incredible experience! The best finance people I have worked with
Clay, Logan, Holly, and Ben are incredible!!
Professional and quick with answers to any of my questions along the process.
Working with Jen to refinance our mortgage was an outstanding experience from start to finish. As someone who values clear communication and transparency, I was impressed by how Jen kept us informed throughout the entire process. She took the time to explain each step in detail, answered our questions promptly, and proactively reached out with updates so we never felt left in the dark. What truly set Jen apart was her ability to make what could have been a stressful financial decision feel manageable and straightforward. She walked us through our options with patience and expertise, helping us understand the numbers and find the best solution for our specific situation. Her professionalism and genuine care for our needs made all the difference. The refinancing process itself was remarkably seamless thanks to Jen’s organization and attention to detail. She coordinated everything efficiently, kept us on track with deadlines, and handled any hiccups that arose with grace and problem-solving skills. We couldn’t be happier with the outcome and wholeheartedly recommend Jen to anyone looking for a mortgage broker who combines industry knowledge with exceptional client care. We’ll absolutely be working with her again for any future mortgage needs and have already started referring friends and family her way.
The entire process was easy and stress-free! Jen Detulleo, our loan officer, kept us informed every step of the way and made sure we understood all the details. Her communication made a big difference and we truly felt supported from start to finish.
Elliot was great. Made the experience very comfortable and as easy as it could have been. 10/10 recommend
Carson made the home buying experience a breeze and was always quick to answer any questions that I had. If I were to recommend anyone to friends or family, it would be Carson with Stockton Mortgage!
Great team which made the process seamless!
Jen provided us with outstanding support and service from the start of the mortgage process to the purchase of our home. Any questions we had she was there to provide answers. We will recommend her to our friends.
Elliot was amazing! He answered every question we had and was quick to respond with all the options. Everyone that has worked with him raved about how great he was! I would choose Stockton Mortgage all over again!
Loved working with Stockton Mortgage and Brandi was so helpful and responsive. She made the transaction so smooth and always was available to answer all my questions. Would definitely refer them if a loan or refinance was needed.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.