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headshot of Johnny Gonzalez, wearing a black pull over sweater and light blue shirt

Johnny Gonzalez

Loan Officer
NMLS #50025
5.0 Rating (123 Reviews on Experience.com)

Long Island Branch
175 Route 25A, Ste 12
Setauket, NY 11733

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
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%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Everything was fast and smooth from start to finish. Johnny responded to our questions immediately and was always professional. He clearly knows his job and guided us through the whole process with confidence. He is an honest man, and we truly felt we could trust him. If I buy a house again for myself or for my kids in the future, I would definitely go with Johnny again. Highly recommend.
Nur Gazi .
February 25, 2026
Everything was fast and smooth from start to finish. Johnny responded to our questions immediately and was always professional. He clearly knows his job and guided us through the whole process with confidence. He is an honest man, and we truly felt we could trust him. If I buy a house again for myself or for my kids in the future, I would definitely go with Johnny again. Highly recommend.
Nurshod G.
Fort Myers, FL
February 25, 2026
It was truly a great experience from start to finish. Johnny Gonzalez helped me through the entire loan process and made everything simple, clear, and stress-free. He took the time to explain each step, answered all my questions promptly, and kept me informed throughout. What really stood out was his professionalism and dedication. He worked hard to find the best loan option for my situation and made me feel confident in my decision. I would absolutely recommend this company — and especially Mr. Gonzalez — to anyone looking for help with a loan. The service was smooth, supportive, and genuinely outstanding.
Margie S.
Saint Cloud, FL
February 21, 2026
Thank you Johnny for all your help !
Stephanie M D.
Glen Cove, NY
February 14, 2026
The experience, professional service, outstanding support. Thank you very much; I truly appreciate the professional service you provided.
Eddys Joel T.
Burlington, NC
December 24, 2025
Johnny Gonzalez is a true professional. As an attorney I appreciate dealing with a hard working, honest and knowledgeable loan officer. Johnny is one of the best I have ever encountered.
Raymond Anthony G.
Eatonton, GA
December 13, 2025
Johnny's professionalism made the entire process seamless!
Nancy G.
Eatonton, GA
December 12, 2025
Johnny and his team of experts made it happen not only for us but for our tenant. Approval process was easy he even helped with state grants and less money down. All parties are thrilled! Thank you Johnny we are truly grateful for your excellence. Happy Thanksgiving !!
Kelly R .
November 21, 2025
Always have had a good experience using their services. Super knowledgeable, timely, the process keeps getting easier. Thank you Johnny!
Kenneth McStay .
October 7, 2025
As a first-time homebuyer, I was nervous about the process, but working with Johnny and his team made everything so easy and stress-free. They were incredibly attentive, quick to respond, and highly efficient every step of the way. Anytime I had a question or hit a bump in the road, they were available and ready to help with patience and clarity. Their support truly made all the difference. I couldn’t have asked for a better experience, and I would 100% work with them again in the future. Highly recommend!
Emely Sanchez .
September 3, 2025
Johnny was an absolute pleasure to work with. He is knowledgeable, thorough, and responsive to any and all inquiries. He and his team made the process of buying and financing a home so easy and seamless. I'm truly looking forwarded to working with Johnny in the future.
Marc Fabris .
July 28, 2025
I want to express my sincere gratitude to John and Jenna from Novus Home Mortgage. They ran the extra mile to help me refinance my home. Everything went perfectly and closing was a success.
Erika P. .
July 24, 2025
(Translated by Google) Excellent work all around (Original) Un buen trabajo excelente en todo
Jose Gutiérrez .
June 18, 2025
Johnny and his team made this experience absolutely wonderful. They answered all of our questions very quickly and went the extra mile to get us exactly what we needed and fast! Seamless process. I HIGHLY recommend them.
Shanah Cyr .
May 22, 2025
I had an excellent experience working with Johnny (and team) during an otherwise stressful home buying process. Johnny was always available to answer all of my questions, and took the time to explain each step clearly so I always felt informed and confident in my decisions. He truly earned my trust!
Aylin Perez .
May 8, 2025
Johnny made the process so simple for us and made sure everything went smoothly. He was always so quick to get back to us and answer any questions that we had come up along the way. I'm glad we trusted him with the purchase of our home!
Christine Sweet .
April 18, 2025