Get to Know Craig
40+ Years
of experience3500+
Families Served50 States
One trusted partnerWith forty years of experience in nationwide mortgage lending. My expertise is particularly evident when working with self-employed borrowers, investors, and high-net-worth individuals. I offer customized lending solutions tailored to their unique financial situations across the country. I have also established myself as a reliable resource for first-time homebuyers, providing guidance through the qualification and approval process with clarity and confidence.
Whether you are seeking to purchase your first home, expand your investment portfolio, acquire a luxury property, or navigate the complexities of self-employment income, I am dedicated to finding the right mortgage solution for you.
I offer a range of options to meet the diverse needs of my clients, including full documentation, no documentation, bank statement programs, DSCR (1-4 Unit Investment properties, 5-24 Unit Multi-Family, 5-8 Units Mixed Use), 2nd Mtgs, Asset depletion, Cross-collateralized, Land loans, Fix & Flip, Fix & Hold, Ground up construction, Renovations loans and Small balance commercial. My commitment to honesty, integrity, and extensive knowledge has made me a “go-to guy” for borrowers and other mortgage and real estate professionals seeking effective lending solutions.
On a personal note, I have been happily married for 39 years and am the proud father of three beautiful daughters. Raised in Annapolis, Maryland, I left home at 18 with my Atlas in hand, my VW camper van, and surfboard packed. I landed in Vail, Colorado for the ski season, then on to chase waves in Southern California and explore new business opportunities, blending my passions for surfing and real estate lending entrepreneurship.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Craig definitely went above and beyond to make sure the closing date was going to happen. Throughout the entire process, he stays in communication for guidance on next steps.
Craig made it as clear and painless as possible.
Warner did an outstanding job from start to finish highly recommend him to friends and family that need loans or refinancing.
Craig Warner is an exceptionally knowledgeable mortgage professional who was able to figure out my qualifying dilemma when others couldn’t. He spent a lot of time with me discussing my situation, then figured out a loan program. If you need someone who can think outside the box and get the job done, Craig is the person you want on your side!
Graig is amazing what he does. He answered every question i asked him. Very quick responses too. He knew what he was talking about. I would recommend him to anybody that needs a broker! Awesome!! He has helped out my whole family and it is such a pleasure to have Craig as our broker and family friend! Thanks again for everything. John