CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Always a great experience working with Zach.
It is always a pleasure to work with Zach. He keeps my team and clients informed throughout the real estate transaction. He know exactly when to alert me of a situation. He is always very professional. Our transactions run very smoothly.
What made my experience great was Zach he was knowledgeable, friendly, and patient with me with all the questions I had and this transition into my first home I couldn't of made it without him. Thanks, Zach.
Everyone was transparent, professional, patient, communication unmatched, team driven, reachable, very friendly and informative!
accessibility
Zachary Mayhew! I've had the opportunity to work with him on a few occasions. He is knowledgeable, diligent, consistent, thorough and provides an excellent level of service. Every client has loved their experience and praised working with him. He communicates well with the other profesionals in the transaction, maintains a positive frame of mind, and shows patience and appreciation. He's a solid human being and a stellar loan officer.
Zach made the process seem effortless. He explained every step before and during the process, which made us feel at ease. He definitely goes above and beyond.
Everything went great and in a timely manner.
Responded in a timely manner and was pleasant on the phone.. Did a great job to the finish line. Shirley THomas Bianco Realty 701-400-3004
Being Concern And Making Sure That We Got What Is Best For Us. We Appreciate There Help. The Information That We Received Was Very Important And Helpful To Us. We Passed This Information To Our Children, The Steps To Take When Preparing To Become A Homeowner. Already. It Was A Pleasure Working Together. It Was A Long Journey, We Made It. Thank You!
Zach was aleays cool calm and collected.
Zach was always available to answer any and every questions we had. He went in depth educating us on all of the loan details and how the process works. I will absolutely recommend Zach to anyone I know selling and buying a home. We also really appreciate Zo being so efficient and accurate with the process as well. With everyone's hard work we were able to close earlier than expected. Thank you!
Zack was very helpful and did a great job communicating with us and always keeping us up to date with every steps of the process thank you Zack .
Zach was accessible, knowledgeable, and timely on all steps and tasks. I highly recommend his services!
Zach is very knowledgable and provided my client excellent counsel. He was able to troubleshoot a few issues for my client and recommend an alternate finance product for her that better fit her needs/goals. His experience is unmatched. Great to have a pro on my side throughout the transaction! Highly recommend Zach.
Great experience.