Thomas Sullivan
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
I had a great experience working with Tom! He went out of his way to make sure I understood each step of the process, and helped me comprehend how all the numbers worked out. Tom was very accessible for any question I could think of, be it via text, phone call, or email. I felt very confident going into closing that I was on top of everything, and I would absolutely recommend Tom to any future client!
Honest, transparent , caring , the only person I would use for my mortgage. Tom is with you every step of the way and really does make any fear go away.
Tom was great in all aspects. Very thorough and professional with everything!
Tom is on top of it! No mater the time or day . He is right there to answer questions and help out! I never had any concerns because he always addressed everything before questions even came up!
Tom is proactive, quick to respond, and highly detailed. He made the mortgage process transparent and as painless as possible.
Tom is extremely knowledgeable in what he does and expertly navigated us through the loan process without any snags Would highly recomend Tom and Novus for any and all of your mortgage or refinance needs!
Tom is an absolute pleasure to work with. He is very knowledgeable about his profession and is upfront and transparent every step of the way. I have recommended his services quite often.