Thomas Faille
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Jason was great! He answered every question honestl. Has a great personality and does really care about the clients he has!
FIRST TIME HOME BUYER HERE AND THEY WERE GREAT TO WORK WITH HAD EVERTHING IN ORDER AND WAS ALSO AVAILABLE TO ASNWERS ANY QUESTION NO MATTER WHAT TIME OF THE DAY IT WAS. I WOULD RECOMMENED THEM TO ANYONE LOOKING FOR A GREAT LENDER WHAT WORKS FOR YOU NOT THEM
Tom and staff very very knowledgeable and quick responses. Tom and staff worked endless hours to get my loan approved and quick to accommodate changes
Best experience! process was quick and easy all questions were answered. quick response time
Tom made sure I didnt feel alone in this process, he answered all my questions and guided me in the right direction for my situation.
I've used Tom numerous times and will continue to do so. Excellent service with great communication during the entire process.
Tom was always available when needed, and the team helped us through the process easily. We've used Tom in the past for home buying, and we will continue to go to him in the future.
I felt like family and Tom made me feel safe with his expertise.
The way it was explained
Really appreciate all the detail and background Tom gave me on the overall macro economic picture to put my loan decision in context. Highly recommend, thanks Tom & team!
As a first time homebuyer the experience was scary, but Thomas and his team made it so easy and guided me each step. .
The whole process was seamless and I felt confident working with the team
It was quick.
Amazing staff very prompt and knowledgeable
Very knowledgeable and quick to get back with any questions.
Tom and his team were amazing at communicating all our options and being super transparent about everything from the beginning! They helped us get our dream home at a great price for us!