CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Teresa is an amazing person. So easy to work with, answered all my questions in a very timely manner, and made me feel so comfortable working with her. Would totally refer her to everyone.
Teresa was vary helpfull answering questions and was always quick to respond any time of day
She is amazing lender and break everything down so u can understand it and what she need to keep it going on her end until the closing day too. Thank you again .i would used her again and recommend to anyone too.
Teresa was amazing with helping me out with loan and break it down so that I can understand what going on with loan and told me what I need to keep the process going and made so easy and relax when I talk to her about anything. Overall I would recommend her to anyone who looking for home. She break it down so u can understand what u getting into and all the fees too. Thank u so much helping me purchase my first home Thank you again from April Christensen and eric Schmidt
She was quick to answer any questions/concerns we had and made the entire trip very smooth.
She was very polite and quick to respond to any questions or concerns we had. And helped us understand everything very easily. Definitely would choose her again if I needed help with a loan for a house. Absolutely great experience having her help us.
I would definitely work with Teresa again. She answered all my questions and went above and beyond to make sure things went smoothly
Teresa answered all the questions I had and went above and beyond to make sure we were taken care of. We greatly appreciate your help in purchasing our home. I would definitely work with teresa again.
Teresa is the best! She was really informative and always available to answer questions. I definitely recommend working with her.
Absolutly loved working with Teresa! We went through a few housing in the process of finally find our home and she was always right there to help us understand if we could afford the homes we were looking into or not! She was always avaible for questions and made this process so much more enjoyable by having information in a form that was understandable!
Very helpful and eplained everything in detail
Teresa was always there if I had any questions. She also explained everything through the process of it all. With this being my first home she made it a wonderful experience.
As a first-time homebuyer, I honestly couldn't have asked for a better broker than Teresa Nelson. Buying a home felt like a huge step, and there were so many moving pieces that I didn't fully understand at first. Teresa was there every step of the way, patiently guiding me through the process and making sure I felt confident in every decision I made. What stood out most to me was how incredibly knowledgeable she is when it comes to the financial side of homeownership. Teresa didn't just help me get from point A to point B, she gave me the entire toolbox. She took the time to explain loan options, down payment strategies, monthly costs, equity, and the long-term financial picture of owning a home. Because of her, I gained the knowledge and confidence to build a strong financial future. As someone who values learning and making informed decisions, I truly appreciated how transparent, responsive, and supportive she was throughout the entire journey. She celebrated the exciting moments with me, helped me navigate the stressful ones, and always made me feel like she had my best interests at heart. If you're looking for someone who is smart, attentive, trustworthy, and genuinely cares about her clients, I cannot recommend Teresa enough. This whole experience was 11/10 amazing! ⭐⭐⭐⭐⭐
Great experience with Teresa
Teresa bent over backwards to make sure we got the house we wanted. She was very thorough and made everything so easy to understand.
Teresa worked tirelessly through many changes in course in our securing a loan for our new home in the area. Her level of commitment, dedication, and precision in ensuring we got the best loan deal we could get is unparalleled; in the many home loans I have shopped for over the years of home ownership, Teresa stands out as a role model for customer service. Thanks again!