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Tammy Hampton

Loan Officer
NMLS #186726

Murfreesboro Branch
1639 Medical Center Pkwy, Office ST03
Murfreesboro, TN 37129

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Tammy made our home buying process so smooth and easy! She was readily available to answer questions and help us through all of the details. She was very transparent, and she kept us aware of what was going on at every step. I could not recommend her more!!!!
Bri M.
December 20, 2025
Tammy made our home buying process easy! She was readily available to answer questions and help, and she was transparent with us the whole time. We are so grateful for her and her team that made it happen!
Brianna Grace M.
Murfreesboro, TN
December 15, 2025
Tammy made the process easy and a pleasure experienc!!
Jerry U.
Hendersonville, TN
December 13, 2025
This makes not once but twice that Tammy has helped me with a mortgage. There is a reason I returned to her a second time. She was very informative and helpful with guiding me through something that could have been very confusing. Her expertise and knowledge along with a servant's heart allows for a smooth and comforting process.
James A K.
Pulaski, TN
December 13, 2025
When we decided to purchase our first home Tammy was the best person for the job. She worked tirelessly to help us get everything done right and as smooth as possible. She worked with our schedule and was a highlight of our buying experience!
Matthew V.
March 20, 2025
Tammy has been an outstanding partner for home mortgages. I’ve purchased two homes in the Knoxville, TN area with her assistance, and she has been amazing each time. Tammy stayed on top of every requirement and communicated effectively throughout the entire process. I highly recommend Tammy for anyone looking for a home mortgage.
Daniel W.
January 20, 2025
Tammy is the most knowledgeable, kind, efficient, and caring person to work with. After having Tammy assist me the first time with my mortgage needs, there was no question as to who I would ask to help me with the next. Her work ethic is top notch and I would recommend her over and over to anyone looking for someone to lead them through this process.
Brenda W.
January 20, 2025
I am a Realtor & have to be very careful of who I recommend to my clients because, what they do reflects on my own client relationships. I NEVER worry about the quality & value that Tammy brings to the table. This lady is a Loan-giving-Rock-Star! I can't say enough really nice things about her! Defiantly give Tammy an opportunity to serve you & yours!
Robert E.
January 20, 2025
I've known Tammy professionally for over ten years. She has a quiet tenacity in getting the job done! Sometimes the lending process can feel like a roller coaster of ups and downs, but Tammy keeps the process running like a well-oiled train ride.
Mike D.
January 20, 2025
A lender who truly cares about your situation, Tammy will listen to your needs and set you up with the best loan product to fit your situation. If you need help with credit repair, she can assist you in that as well, getting you ready to take that next step of homeownership! I have used her for my personal loans and recommend her to my clients as well.
Mariah T.
January 20, 2025
Tammy has beat out new construction preferred lender incentives to where it was an overall savings for my client. I have worked with numerous lenders over the past 20 years and she is one of my top choices for my buyer clients. She is honest, calm, professional, and provides choices.
Vickie T.
January 20, 2025
Tammy has worked with me when I purchased my first home and my second home. Tammy is an amazing and excellent representative. If I have any questions or concerns about my home or mortgage, Tammy is always available. I highly recommend Tammy for your mortgage needs.
Lucy I.
January 20, 2025
Tammy and her staff were a Godsend to me in that they helped us get into a much better mortgage as opposed to what we had. They were thorough and helpful in every aspect, even to help with sending documents from Missouri to Tennessee. It obviously is a career for them, but a tremendous service for us. Thank again
Carroll W.
January 20, 2025
We are seniors in our 80’s. We were desperate to refinance our home Our son in N law connected us with Tammy Hampton and their office Because of her we were able to refinance and add in some other things that we were able to live with. We owe it to Tammy Hampton in her office for taking care of us in a friendly manner and she kept checking with us to see if we were all right. In fact I still hear from her and consider her a friend. Thank you, Tammy for making our life better Carl and Mary Ann Kagle
Maryann K.
January 20, 2025
I've had a positive and transparent experience with Tammy throughout my mortgage search. I’d gladly recommend her to friends and family. Tammy, thank you for your insight and guidance during this process!
Marcus
January 20, 2025
Tammy is a seasoned vet who knows her trade. Her ability to work through problems and get things done makes her shine in her industry. Give her a shot… you will be thankful you did.
James Y.
January 20, 2025