CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Sara Kidd is the best! She made the entire process smooth and easy!!
Great customer service! Sara made the whole process easy!!
Thank you for all your and your teams help.
Thank you for you and your teams help throughout the process.
Not enough words to describe this. Everything went perfect!
Kim Sherrell is tge absolute best!!!
Any questions I had, was answered amazingly fast. I am so grateful for this experience!
Absolutely recommend Sara, she is the best of the best! Sara was extremely helpful and answered all my questions with a quick response time. I am very appreciative and grateful for all her help!!
Great!
BEST MORTGAGE TEAM, EVER! HANDS DOWN!!!!!!!!!
My homebuying process took a bit longer than we all expected, but I was so glad to have Sara by my side every step of the way! She was very helpful, patient, and kind. 🙂
Sara and her team make the process smooth and seamless!
If you think it's impossible to own a home, I am proof that it is possible. Thanks to Sara, I didn't just get financing for my home. She was there for the whole process. She addressed any of my concerns and answered all of my questions with her large knowledge of the facts. The entire ordeal was quick and rather painless.
This has been the best experience while buying our first home !! You will be treated like family ! Couldn’t be more satisfied!
I had the most amazing experience with Sara Kidd and Stockton Mortgage! They made the home buying process seamless and easy keeping me informed and updated every step of the way. I loved how communicative they were and answered all my questions without hesitation. Recommend them 110% for your home loan needs!
She did an amazing job will recommend her to everyone