CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Ross was outstanding throughout the entire loan process. He was knowledgeable, responsive, and made everything feel simple and stress-free. He took the time to explain each step clearly, answered all of our questions, and kept us updated from start to finish. His professionalism and attention to detail really stood out, and we always felt confident we were in g hands. We truly appreciate his dedication and would highly recommend him to anyone looking for a smooth and positive loan experience.
I had an outstanding experience with Ross! He was always available to answer any questions and ensured that I was made aware of the status of my application at all stages! His responsiveness, professionalism, and genuine care made the process stress free and smooth. He is truly amazing!
Ross is a true Professional. This is my 2nd time doing business with him. I would highly recommend him to all my friends and business associates.
Ross and his team made getting my house as easy as possible. He was always straightforward with me and took the time to walk me through everything that needed to be done. Anytime I had questions, he was quick to respond and made sure I understood the process. I really appreciated how smooth and stress-free he made the whole experience. I’d definitely recommend Ross and his team to anyone looking to buy a home.
Everyone that I worked with in the process were great! I want to make sure to single out Mr. Ross Rhodes. He was exceptional! Professional, knowledgeable and was able to communicate in a manner that was best for me. Because of Mr. Rhodes, I will not only handle any of my personal mortgage activitie, but will be also referring family and others to Novus in the future. He is an asset to your company.
Ross was very attentative and answered all of my questions. This was my second time purchasing property and he made the process really simple, fast, and easy. Amazing experience!
Ross is knowledgeable and a good communicator. He responds quickly and made the whole process painless.
Really great! Ross made the process so easy and was there at every step to answer questions. he made a complicated time in my life much easier. Thank you!
From start to finish, Ross demonstrated the utmost professionalism and efficiency. He guided us through every step of the process with clear communication and personalized attention. The rates offered were competitive, and they tailored the terms to suit our needs perfectly. Highly recommend Ross for anyone seeking a reliable and trustworthy mortgage partner."
Ross kept us up to date all the way through the lending process and always answered right away any time I had a question or concern. 100% would use him again.
Ross was recommended to us by a friend and he was a pleasure to work with. Ross definitely made our first time home buying experience a lot less daunting. Ross answered every question we had, day or night and ensured we had all of the information we needed to make an informed decision for our first home. I would highly recommend Ross and his team and we’d happily do it all over again if we had to!
Ross and his team were amazing. Super patient and explained everything thoroughly. Ross saved my wife and I thousands of dollars by giving us advice. Highly recommend.
I can honestly say Ross made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to me. My phone calls were handled in a professional and timely manner. All in all I really couldn’t imagine my home buying process any easier.
Ross is amazingly fast in his response and execution of duty……………………………………………………………………………………….
Very professional ,communicative and efficient we managed to close the deal within 29 days when the expected time was 45 days definitely going to recommend you to everyone l know .
Very professional and communicative (he'll respond even in the evenings or weekends). You're in good hands. Everyone on the team was very friendly and professional.