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Ross Rhodes

Senior Loan Officer
NMLS #2028927

Dallas Branch
17250 Dallas Parkway
Dallas, TX 75248

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
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$
$
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%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Ross is knowledgeable and a good communicator. He responds quickly and made the whole process painless.
Chance Chase C.
Irving, TX
January 5, 2026
Really great! Ross made the process so easy and was there at every step to answer questions. he made a complicated time in my life much easier. Thank you!
Joshua Jacob C.
Waxahachie, TX
December 13, 2025
From start to finish, Ross demonstrated the utmost professionalism and efficiency. He guided us through every step of the process with clear communication and personalized attention. The rates offered were competitive, and they tailored the terms to suit our needs perfectly. Highly recommend Ross for anyone seeking a reliable and trustworthy mortgage partner."
Tanner D.
Richardson, TX
May 9, 2024
Ross kept us up to date all the way through the lending process and always answered right away any time I had a question or concern. 100% would use him again.
Nicholas C.
Bella Vista, AR
April 24, 2024
Ross was recommended to us by a friend and he was a pleasure to work with. Ross definitely made our first time home buying experience a lot less daunting. Ross answered every question we had, day or night and ensured we had all of the information we needed to make an informed decision for our first home. I would highly recommend Ross and his team and we’d happily do it all over again if we had to!
Garym962
Plano, TX
April 18, 2024
Ross and his team were amazing. Super patient and explained everything thoroughly. Ross saved my wife and I thousands of dollars by giving us advice. Highly recommend.
Smullenix12
McKinney, TX
March 1, 2024
I can honestly say Ross made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to me. My phone calls were handled in a professional and timely manner. All in all I really couldn’t imagine my home buying process any easier.
Julia Riojas
Corpus Christi, TX
May 22, 2023
Ross is amazingly fast in his response and execution of duty……………………………………………………………………………………….
Amon C.
Crandall, TX
February 8, 2023
Very professional ,communicative and efficient we managed to close the deal within 29 days when the expected time was 45 days definitely going to recommend you to everyone l know .
Hrchidongwe
Crandall, TX
February 3, 2023
Very professional and communicative (he'll respond even in the evenings or weekends). You're in good hands. Everyone on the team was very friendly and professional.
Trecy Phan
Forney, TX
October 5, 2022
I cannot fully express how amazing a loan officer Ross is. He was knowledgeable, attentive, and swift to action throughout the entire loan process. He was highly recommended by a life-long friend, and now even more than ever I trust that person's judgement. There is good reason this man has all 5-STAR reviews.
Joseph
Corpus Christi, TX
May 31, 2022
The subject line may seem confusing but I'll explain. The team's ability to keep everything moving smoothly, efficiently, and effectively seemed too good to be true. But in the end, we were extremely happy with results and how they helped us understand what was happening through the process while providing the heavy lifting behind the scenes.Why a Duck on the water? While it was all calm and smooth on the surface, I know Ross and his team were churning water underneath to keep the closing process on schedule and successful. Hard working, while making it look easy Apologize for the corny analogy, but highly recommend these guys.
Parkerttu
Plano, TX
March 14, 2022
Ross was very professional and knowledgeable to assist me with some special circumstances that I encounter during my refinancing process. He made sure all details and information was expedited in order to close in a timely manner. I have recommended him to family and friends because he is awesome at what he does.
Madi2Mas2
Rowlett, TX
March 9, 2022
He was always on top of everything and communicated with us every step of the way. He made refinancing extremely easy and helped us get a great rate. Super nice guy and made sure we were taken care of the throughout the whole process. We are really grateful for everything Ross did for us.
Javierglnzalez556
Duncanville, TX
October 7, 2021
Ross made sure all of our question were answered in a timely manner . And made the process go as smooth as possible for all of us .I would definitely recommend him to one one who is buying a property .
Angelica Garcia
Dallas, TX
August 11, 2021
Ross will go above and beyond to make the lending process easy and also get it tone in a great timeframe! He was there day or night to answer any questions I had when buying my home!
Austin E.
Fort Worth, TX
July 16, 2021