CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
He answered all my questions about the loan, regardless of the time or day.
Good job!
We Highly Recommend Nick, He's a trustworthy person always answer our questions and he keep everyone updated, I will recommend Nick to all my families and friends.. 10/10
We highly recommend Nick, He’s a trustworthy person, he keep everyone updated and always answers any questions at any time
Thank you very much for your help and patience, you did a perfect job.
Perfect good job
very professional
We felt satisfied with every doubt and question we had, and thanks to you, nothing remained in doubt. Thank you so much for helping us understand every doubt and helping us feel satisfied in every area.
He is a good person answer all the questions that I ask.He work real hard to get me my new home I recommend him to anyone who looking for a loan officer
Un buen servicio y Nick Sosa junto a su equipo son lo mejor, están siempre dispuestos a ayudar y aclarar las dudas que uno tenga…
I really thank Mr Sosa for being a helpful person on my search for owning a home. He is the best, he was always there when I needed a question to be answered. Keep up the good work and will see him soon when I'm ready to buy my second home. I wish him all the best 👍 thanks again 🙏
Thank you so much for all your help. Everything was very professional and fast. Thank you for all your help. I recommend you 100%.
Excelente persona fue muy amable y me ayudo en todo muchísimas gracias
fue una experiencia muy buena con un equipo súper profesional dedicado a mi me apoyaron hasta el final muy atento a todo yo estoy muy agradecida con el señor nicolás sosa por su gran trabajo y apoyo a mi persona
el señor nick sosa es una persona de todo confiar. una persona que desde el primer dia que conversamos nunca perdimos contactos. si yo durabas unos cuantos dias sin llamarlo el mismo me llamaba para ver si estaba todo bien con la busqueda de mi propiedad pero sobretodo para repasar y mantenernos actualizados con lo del prestamos de la casa. se lo recomiendo al 100% otra cosa y lo mas importantes tambien respondes los fines de semanas y a cualquier hora. bendiciones…
Nick is a very kind person and helped me throughout the process, and it was a nice experience to have worked with him