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Neda Ward

Loan Officer
NMLS #277054

Fishers Branch
10412 Allisonville Rd.
Suite 216
Fishers, IN 46038

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Great FTB experience with Neda
Randy P.
Saint Louis, MO
February 17, 2026
three other banks failed to finance me, Neva found a way.
Carole A M.
Bellevue, NE
December 10, 2025
Neda was an exceptional lender to work with! She was incredibly communicative, always responding quickly, even during late nights and weekends. Despite encountering a few hurdles during the process, Neda went above and beyond to ensure everything was handled and got us to the closing table on time. She was kind and attentive to my client, making sure all her questions were answered and needs were met. I will absolutely recommend Neda to more clients in the future!
Isamar W.
Indianapolis, IN
December 23, 2024
That was a great experience
Jean H.
Indianapolis, IN
October 24, 2024
Neda made the whole house buying experience a much more pleasant experience for me. It was my first time buying a house and she was extremely knowledgeable and helpful through it.
London W.
INDIANAPOLIS, IN
October 24, 2024
Neda communicated often my client (and me) throughout from beginning to end. My client was very well informed and was also very happy with the service Neda provided.
Chris D.
FISHERS, IN
October 23, 2024
Neda Ward was fantastic. I'm so grateful for her expertise, empathy and availability to answer ally my questions. Buying a home on my own was a new experience for me, and she handled my situation like a pro. I'm so thankful to have had her by my side through this process.
Sandy S.
INDIANAPOLIS, IN
July 5, 2024
Neda was fantastic throughout the entire process and would highly recommend her!
Chelsea M.
Avon, IN
May 20, 2024
We had an all around great experience!
Matthew D.
Avon, IN
May 20, 2024
Neda Ward and Todd Callen from Milestone Home Lending were incredible allies in our journey to homeownership. Despite my extensive work history and low credit score, they tackled every challenge with determination and expertise. Their ability to navigate tight deadlines with inspections and underwriting was impressive, ensuring that my family could move into our new home as quickly as possible. Their dedication and hard work truly made a difference, and we're forever grateful for their support. I highly recommend Neda Ward and Todd Callen to anyone looking for exceptional mortgage assistance.
Samantha V.
INDIANAPOLIS, IN
May 10, 2024
My experience was great. Neda explained everything and was always super helpful and explained everything.
Rachel S.
INDIANAPOLIS, IN
April 21, 2024
Neda was always just a call away. She made sure she was with us every step of the way.
KORINNE R.
NEW PALESTINE, IN
December 5, 2023
Neda was phenomenal! She went above and beyond to help me get the process completed. My experience with the other side of things, with NewRez, was very difficult and she did all she could to assist me with some of the issues I experienced with them. She is a joy! 🙂
Phoebe R.
Indianapolis, IN
November 22, 2023
Neda's professionalism and communication skills ensured a smooth process. Her kindness and prompt assistance with any questions or concerns were invaluable. Highly recommended!
Sharlene C.
Indianapolis, IN
November 22, 2023
Neda ,Kelley, and Christian were a big help and made the process’s smooth and finish in a timely manor. Really appreciate all the work they did.
Gabriel V.
INDIANAPOLIS, IN
October 9, 2023
Simply the best, Neda!
Christian P.
NEW WHITELAND, IN
September 18, 2023