CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Professional, attentive, and available with updates during the process. We appreciated the communication. If a friend asks about a loan, I can definitely say “I know a guy…” Thank you for everything!
This is the second time we have used Luke as our lender for our home and I will continue to use him. He is very responsive and always available to answer any questions. He is very friendly and makes everything easy to understand and is not pushy. He also is very knowledgeable and always gave us different options that would work best for us.
For a first timer who didn’t know anything, I never felt anything but comfortable working with Luke & team. Super responsive and helpful, thanks so much!
Excellent service and extremely professional. Whenever I had questions, he answered immediately and provided excellent guidance. I highly recommend Finance of America and all of their staff members.
As first time home buyers, and somewhat unfamiliar with the mortgage process, we were looking for someone who was experienced and confident in getting us a conventional loan. Luke was the perfect fit. From beginning to end, he made the process as smooth and easy as possible. He responded within minutes of us reaching out, always, and has a phenomenal team as well that kept us in the loop and informed on a process which was all new. Luke was able to get us a conventional loan with ease when we thought it may not be a possibility and helped us finance our dream home. We put full trust in Luke and he did not let us down; he even managed to move our closing up by one week during a hectic time. We highly recommend Luke for anyone looking to buy a home.
Luke was patient with me & my constant question & changes. Very informative & helped me get the best financing to suit me needs. I checked into quite a few finance options. Luke did the best for me. Highly recommend.
Luke guided us through the process and made sure we knew what we were getting into with an FHA mortgage. He was patient with us and made us aware of some issues on my husband’s credit report that we would never have found to begin with! We got that rectified and everything else was a breeze. Highly recommend Luke for anybody searching for a mortgage, no matter what your situation may be!
Luke and his team were amazing throughout the whole process. Worked with me through each issue that arose. Both him and his team were polite and in constant contact with me throughout the loan process. They answered all my questions or found the answer. They were also able to refer other companies to help get tests and repairs completed.
All around very smooth process… he is straight to the point and if he can’t help he will refer you to someone who can!!! Will be a life long client!!!