CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Luke was amazing throughout the entire process! Can’t say enough of great things about him! Him and his team made the process very simple. This was my second time using him!
Luke was and continues to be extremely helpful in the process of buying our first home. Luke is always a phone call or text away anytime my husband or I have any questions. He answers right away and is always quick to give us the answers we need. I would definitely recommend Luke and his team to anyone looking to take out a loan!
It was a pleasure working with Luke and his team for our home buying experience. Great and timely communication, professional and courteous engagement throughout the entire process. We couldn't be happier and would not hesitate to use Luke and his team again!
Very experienced and made the whole mortgage process smooth and straightforward
We had a wonderful experience working with Luke at My City Lending. From start to finish, he was incredibly communicative, responsive, and easy to work with. Luke didn't just look at our numbers and give us a general understanding of what we could afford. He took the time to understand the bigger picture of our finances and helped us think through what would truly be the best decision for our family. We always felt informed and supported throughout the process, and Luke was available to answer questions and explain our options along the way. We would absolutely recommend Luke for anyone looking to buy a house!
Luke and team were awesome to work with and made the process so easy!
Luke was very informative and helpful through the process. Would highly recommend!
great communication and energy
Luke is hands down the best! I was recommended to him by someone and went in with wanting to rent my property and buy. But Luke showed me the equity I had in my home and what ways to afford the house of my dreams! Just when I thought there was no hope to afford it. Luke helped me find ways. I appreciate him so much! One of the best!
Luke was always on top of things and came up with different ways to make a loan work. Even on off days he would get a back to you. He is one of the best
I had a great experience working with Luke throughout the entire home-buying process. He was knowledgeable, professional, and always quick to respond whenever I had questions or needed an update. As a first-time homebuyer, I really appreciated how clearly he explained everything and kept the process moving smoothly. His communication and dedication made what could have been a stressful experience much easier. I would highly recommend him to anyone looking for a reliable and responsive loan officer.
Staff was friendly and helpful
Luke and his loan partner Nicole made the process effortless. They were a pleasure to work with and answered all questions and concerns promptly. I would recommend them to anyone looking to get a mortgage.
The best in the business, hands down!
Couldn't ask for a better experience
We had a wonderful experience working with you, as always!