CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Jen was absolutely AMAZING. She was so consistent with my husband and I and made us feel so comfortable. We are in a time where it’s scary to buy a home. I’m so glad we had Jen on our team.
They were amazing, I have a lot to thank Jen and Ivonne for. I thought it would be a difficult process to buy a house but it was very fast, in a few days I was already living in my new home with my children, simply THANK YOU!
Our lender stayed in constant contact with us through the home buying process. We closed on time without any surprises.
Lissa was so amazing throughout our entire home buying process! She kept us informed every step of the way and was always available for any questions or concerns we had. We couldn’t have done it without her!
Lissa at Stockton was fantastic to work with! She made the entire process easy to understand, and was on top of everything! Cannot say enough good things about her. As a first time buyer, she really helped ease my nerves during the whole process!
I knew when I decided to build a house that I wouldn’t call anyone else for help but Clay Brown. He was extremely helpful at every step. No question was a stupid question and no phone call was a burden. I would recommend him every time.
Clay Brown at Stockton Mortgage deserves 5 stars not just because he serves his buyer clients any time they need him but as a realtor, I know but I can count on him to be very responsive to questions that I have about anything related to mortgage rates, the mortgage market, and specific questions related to clients. If he doesn't know the answer, he will not only work quickly to get that answer, but he won't stop until he finds it. he's of the most supportive mortgage lenders. We've had to help us with our open houses and to be able to answer on the spot questions from open house spires. I highly recommend Clay and Stockton Mortgage!
We received the best help and treatment from Stockton Mortgage.
If you want top notch service I highly recommend working with Clay. Moving from one state to another he went above and beyond to make purchasing our new home simple and convenient. He checked in with us frequently and was always accessible to answer any questions we had. Stockton Mortgage is an A+ Mortgage Company and I highly recommend giving Clay a call when it’s time to purchase your next home or property!
Clay Brown is awesome! VA home loans are already probably complicated as it is but I had some unique situations with mine as I was retiring but not yet had future civilian income established. Clay helped us make my families home ownership a reality. He really worked hard to navigate all the tricky situations. What I appreciated the most was the constant and in depth communication he provided. I cannot recommend him enough!!!
Clay is amazing to work with, his follow through is awesome. Made my experience a breeze, definitely would recommend him for all your mortgage needs! A+ all the way
As a realtor, it is really important to have a strong and intelligent lender to work with! My customer went with Clay Brown and the whole transaction was smooth from the beginning! Loved working with him
Clay is awesome and works hard to make people's home buying dreams a reality. I was really impressed with him and the whole company during the process of buying my first home. Clay will do the same for you, call him today. I look forward to using him again on my next home buying process.
I recently worked with Clay, and I cannot recommend him enough. From start to finish, the entire process was seamless and stress-free. Clay was incredibly knowledgeable, answering all my questions and guiding me through every step of the mortgage process. The rates they offered were competitive, and they worked hard to get me the best possible deal for my situation. Closing was a breeze, and the whole process went quicker than I expected!
Direct, smooth, & simple process with Clay. I trusted Stockton and would use them again without hesitation.
Megan Curlee has been my lending agent for years and is absolutely wonderful to work with! She is very patient, pleasant, and always keeps me as informed as possible. I cannot recommend her highly enough!