CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Carson Norman/Stockton Mortgage was an absolute lifesaver during our home-buying process. He helped us with all the paperwork, making what could have been a stressful experience so much easier. He was knowledgeable, patient, and always available to answer our questions, ensuring a smooth closing. We truly appreciate his expertise and support, and we highly recommend him to anyone needing a reliable and professional guide through the process!
Amy Stahl has done 2 mortgages for my wife and I. She’ll look out for you and has always made sure we got what we needed while making the process seamless. We wouldn’t hesitate to use her again if the opportunity arose!
Stockton made the process of acquiring a home process very convenient and digestible. We were given great options, information, and were promptly contacted at every stage. Amy Stahl, in particular, was very helpful when guiding us through the process and electronic paperwork. I would recommend Stockton to others seeking to procure a mortgage.
Amy Stahl was incredibly knowledgeable and reliable throughout our mortgage application and procurement process. We heard from her at every step and she made sure we were able to understand exactly what was happening and when, which is absolutely necessary when buying your first home like us. We felt comfortable asking any questions that we had and knew the answers she provided would be accurate. I would recommend her to anyone for a home mortgage!
As a first time home buyer or looking to buy a new home, I would highly recommend using Stockton Mortgage. Jen and her team were phenomenal to work with! The customer service I received was superb. I could not have asked for a better experience.
Jen was absolutely AMAZING. She was so consistent with my husband and I and made us feel so comfortable. We are in a time where it’s scary to buy a home. I’m so glad we had Jen on our team.
They were amazing, I have a lot to thank Jen and Ivonne for. I thought it would be a difficult process to buy a house but it was very fast, in a few days I was already living in my new home with my children, simply THANK YOU!
Our lender stayed in constant contact with us through the home buying process. We closed on time without any surprises.
Lissa was so amazing throughout our entire home buying process! She kept us informed every step of the way and was always available for any questions or concerns we had. We couldn’t have done it without her!
Lissa at Stockton was fantastic to work with! She made the entire process easy to understand, and was on top of everything! Cannot say enough good things about her. As a first time buyer, she really helped ease my nerves during the whole process!
I knew when I decided to build a house that I wouldn’t call anyone else for help but Clay Brown. He was extremely helpful at every step. No question was a stupid question and no phone call was a burden. I would recommend him every time.
Clay Brown at Stockton Mortgage deserves 5 stars not just because he serves his buyer clients any time they need him but as a realtor, I know but I can count on him to be very responsive to questions that I have about anything related to mortgage rates, the mortgage market, and specific questions related to clients. If he doesn't know the answer, he will not only work quickly to get that answer, but he won't stop until he finds it. he's of the most supportive mortgage lenders. We've had to help us with our open houses and to be able to answer on the spot questions from open house spires. I highly recommend Clay and Stockton Mortgage!
We received the best help and treatment from Stockton Mortgage.
If you want top notch service I highly recommend working with Clay. Moving from one state to another he went above and beyond to make purchasing our new home simple and convenient. He checked in with us frequently and was always accessible to answer any questions we had. Stockton Mortgage is an A+ Mortgage Company and I highly recommend giving Clay a call when it’s time to purchase your next home or property!
Clay Brown is awesome! VA home loans are already probably complicated as it is but I had some unique situations with mine as I was retiring but not yet had future civilian income established. Clay helped us make my families home ownership a reality. He really worked hard to navigate all the tricky situations. What I appreciated the most was the constant and in depth communication he provided. I cannot recommend him enough!!!
Clay is amazing to work with, his follow through is awesome. Made my experience a breeze, definitely would recommend him for all your mortgage needs! A+ all the way