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Jonathan Rishel

Loan Officer
NMLS #443417

Warren Branch
9139 E Market St
Warren, OH 44484

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Jonathan was great to work with. He helped us get the best loan and rates for our house.
Margaret B.
Poland, OH
January 20, 2026
Jon was always available to answer all questions and concerns. He was polite.
Lisa M M.
Warrensville Heights, OH
December 30, 2025
Jonathan was very quick to respond and very helpful, will definitely be recommending him to others in the future.
Robert Jovani C.
Hubbard, OH
December 20, 2025
Thank you for your kind positive and professionalism during the process. I have a warm and loving home I can call mine.❤️❤️❤️
Ellen G.
December 20, 2025
Johnathan explain everything so we had an easy understanding and was there for every question and concerns that we through the buy a house process…thanks again Johnathan and thank you all on the novice team, definitely love our new
Robert Thomas M.
Newton Falls, OH
December 19, 2025
Jon made it great!
Jared M K.
Cortland, OH
December 16, 2025
As a first time home buyer, I had a ton of questions and concers. Jonathan was extrememly patient, understanding, and thorough. The overwhelming and anxiety ridden process was much smoother with Johnathan and his team. I would recomment Novus for any first time home buyer.
Danielle G.
Youngstown, OH
December 16, 2025
The kind and positive way Jonathan explains the process and assistance i I received theough through the process. He as well as the staff are number # 1 in my book . Thank you !!!
Ellen G.
Maple Heights, OH
December 13, 2025
everything was great
Toby L.
Euclid, OH
December 13, 2025
Jonathan was so helpful, knowledgeable and made the whole process feel easy. We will recommend him to anyone!
Pierce H S.
Warren, OH
December 13, 2025
Set your guys's information to my sister who is looking for a lender to buy a house had a great experience with you guys will refer you guys to everybody I can help out to have you guys have them help them out
Sunny T.
Maple Heights, OH
December 11, 2025
He helped to make our dreams come true!!!
William C C.
Canton, OH
December 10, 2025
Jonathan is extremely professional and answered all of my questions in a timely manner. The process was a very positive experience. I will use him again on my next home loan.
Benjamin A L.
Warren, OH
December 10, 2025
Jonathan always answered me quickly and helped calm any anxiety I had during the home buying process. He went above and beyond to help me get everything I needed done in a timely manner and stepped in wherever he could. As a first time homebuyer the process was very nerve wracking but he was the perfect person to get me through the process. I mention him to everyone that mentions they want to purchase a home.
Laney Mason K.
Sharon, PA
December 10, 2025
Jonathan was great during the entire process. Highly recommend
Charles W.
Cortland, OH
December 10, 2025
Jon was excellent and helpful during my mortgage loan process. He answered all questions in a timely manner and made the process very simple. I recommend his services to everyone.
Robd876
Medina, OH
September 29, 2022