CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Joe did an excellent job keeping me informed and helping me explore my options throughout the underwriting process. I highly recommned Joe and hope to be able work with him again in the future!
Joe would answer my questions promptly any time I had any.
Joe was great to work with!
Clear and fast communication
Joe was always available to answer questions, friendly & explained the process clearly from start to finish.
Joe answered all our questions in a timely fashion.
Joe was amazing and patient with our loan process. Very knowledgeable, efficient and kind.
Joe answered all of our questions in a timely manner and had phenomenal communcation skills throughout the whole proces.
Made the process so easy for first time home buyers!!
Always great working with Joe
Joe make everything so easy and fast very professional
Joe answeredy questions promptly which i appreciated .
Best lending experience we've ever had. Joe was always on top of every part of the process and made sure to communicate everything clearly and effectively.
As a title closer, I work with many loan officers — and Joe stands out. Organized, communicative, and committed to getting clients to the closing table smoothly. A true professional
My second time working with Joe and has been a pleasure both times. He makes it easy on me by helping me out every step of the way, and is quick to respond to questions I may have, and always follows through with what he says. I would highly recommend Joe without hesitation.
Always helpful and follows through with what he says. Great guy