
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Real Stories from Real Owners
Jodi is THE BEST. He is my go to for myself personally and all my Real Estate clients looking for an amazing lender. Being in RE, I have access to many great lenders but Jodi is a STAND OUT. Jodi spends the time on the phone to answer EVERY question to ensure I fully understand whats happening. He answers the phone EVERY time I call. I feel like I was given options while choosing the loan program that would work best for me and my investment needs. Jodi was thorough and extremely acommodating when it was time for me to take an action. If I missed an email, he would follow up with a phone call. I will continue to call Jodi first for all lending. He's a good one.
Dan was amazing! He walked me through everything and answered every question in a timely fashion. I never felt like an inconvenience when I would ask the same question over because I still didn't understand something. If we had any issues he had a referral and ask his referrals were wonderful as well!!
We worked with Aubra in purchasing our first home. She was always so responsive, and we never worried that we wouldn't be able to get in touch with her as we were looking at making offers. She made the closing process incredibly smooth, and digital, which we appreciated. Highly recommend!
Austin was attentive, patient, professional and kind. He took the time to explain things to me. While I have strengths in several areas, financing a home is NOT one of those areas. I deeply appreciated the time he took to go over my questions without making me feel inadequate. He invested enough interest into my life where I felt comfortable talking with him but always remained professional. It's not an easy line to walk and he did so flawlessly. I was impressed and grateful for the service I received from Austin Quartullo with Bank of England Mortgage.
Wonderful service!
Following a recommendation from my Realtor , I contacted Austin Quartullo to discuss last minute, essential financing needs. I immediately felt comfortable and relieved with Austin as he competently and patiently explained my options. He is efficient, knowledgeable and has the best “people skills” of any lender that I have interacted with in almost 50 years! Like my Realtor stated, “If anyone can make it work, Austin can! Highly Recommend!
The entire team of Jake, Megan and Billy worked well together to explain the process as a first time home buyer. They always answered my questions 7 days a week and made sure to provide everything that I requested in a timely manor. Overall I would 100% recommend BOE to anybody, and I believe that they played a strong part in my success of closing on my first home
Austin was helpful and straightforward about what I needed, and answered questions I had quickly.
Austin was very diligent in pursuing all avenues for providing the best options for our home purchase financing. I would highly recommend Austin and The Bank of England.
everything was great and smooth would definitely work with this team again in the future. Thanks for the great communication.
Eric was absolutely wonderful- communicative, straight forward and knowledgeable. A first home purchase is a scary feat, but we felt heard and cared for every step of the way.
Great customer service. Staff is very responsive and helpful!
Strong and responsible team. Great to work with from start to finish.
BoE & the Quartullo brothers (Quar Group Loan Team) are absolute Rockstars of the industry. I don't think words are enough to express how ridiculous efficient & on-top-of-it these people are. My partner & I went from viewing a home for the first time to CLOSING in 27 days. 27 DAYS! We were absolutely astounding that the team pulled it together for us to get us into an epic location in Oregon. We absolutely could not have done it without them – between the early morning calls & late night texts/emails. If you want true professionals, look no further. A+++
Jennifer was so amazing to work with! She took her time to make sure I understood all of my options and educated me on things to watch out for as a first-time home-buyer. I felt very comfortable during the whole process that Jennifer had my back and I didn't have to worry about anything. I will not hesitate to work with her and her team again!
The best team! We are so happy with our experience at Bank of England. As first time buyers, we had lots of nerves and many questions. Thankfully we had the Schoemann team to help us every step of the way!