CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Very easy
Listened carefully to my needs and met them. Five stars!
Great team!
Jason and his team were professional and expedition with all the may many documents.
Everything went smoothly!
Jason and staff were attentive to our needs and concerns . I am very satisfied with the outcome and feel comfortable working together I am confident in the results and quality of service THANKS
He answered all my questions, got our loan Quick. Overall good experience.
Jason went above and beyond to make sure we had a great rate and made sure we were updated througout the whole process. It was a pleasure working with him and his team.
Jason was great to deal with. He is very knowledgeable and used his expertise to coach us to make the correct loan process decisons. we would recommend Jason and his team for anyoe needing a home loan.
Jason quickly responded to any questions we had. His knowledge and expertise made our mortgage process seamless. Would highly recommend Jason and his team.
Jason and his team were amazing. Very prompt and knowledgeable!!!
I'm in the mortgage busines and will refer business to this team and Novus
Jason and his team are fast and detail oriented. I highly recommend them.
Have spoke with Angelo, Brooke and Jason. All were exceptional and very well informed, regarding all loans. Very personable and professional. Would highly recommend to anyone
Not only have I recommended Jason Wiggins to many clients and family members as a Realtor, I personally used him in 2023 for my new home purchase. Jason and Lacey genuinely care about helping borrowers find the best loan product to fit their needs and will work tirelessly to resolve any issues that may arise during that time. Jason has been known to take my phone calls or texts, even on weekends and late evenings when a client needs a last minute adjustment in order to make an offer when minutes and hours count for deadlines. I could not ever say enough about how knowledgeable he is on the day to day market and keeping the agents he works with in the know as well. He truly is a hero in every sense! Proud Veteran, Lending Legend, All Around Great Human!
I used MCL when I was purchasing my first home (post divorce) and they went above and beyond to explain the process and make it as stressful as possible free as possible knowing what I was going through as a single mother and on active duty at the time. I am honored to now be part of this team and wouldn’t recommend another lender to anyone for anything!!