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headshot of Jake Schoemann, wearing a black Novus sweatsuit

Jake Schoemann

Loan Officer
NMLS #403002
4.9 Rating (20 Reviews on Experience.com)

Waukesha Branch
21075 Swenson Drive
Suite 250
Waukesha, WI 53186

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

All the process was a good experience thank you.
Belgica M R.
Caledonia, WI
February 14, 2026
Jake and his team did a great job taking us through pre-approval over the weekend so we could secure our offer. They followed this up with a fast approval process despite a few complications on our end. All along they were highly communicative of the process and always available to answer any questions we had.
Daniel N.
Mequon, WI
January 6, 2026
We had a great experience purchasing our first home!
Andrew M.
Shorewood, WI
January 2, 2026
Jake and his team worked hard to provide me with a loan for my new home. They communicated professionally, timely, and patiently with myself, and others involved in the loan process to complete all the required tasks, verifications, and documents. Megan was so prompt in answering my questions and providing guidance. I highly recommend Jake and his team. Thank you for being there for me. 🙏. Thankfully, Sandy Ortega
Sandra O.
New Berlin, WI
December 24, 2025
You were prompt when I needed prompt answers, and clear with the process!
Matthew S.
Summit, WI
December 19, 2025
The team as a whole was always so communicative, informative and helpful with all my questions I had through the whole home search and buying process. You guys went above and beyond to keep us informed on the outside world and how it could affect our rates/home buying experience/etc. We are thankful for you all!
Andrea R.
Ixonia, WI
December 18, 2025
Having worked with Jake and his team over the last 6 years on multiple occassions, the stress of home-buying is relieved with the expertise and personal touch of Jake and his team.
Nicholas Z.
Pewaukee, WI
December 13, 2025
They made the home buying process
Sandra L J.
West Bend, WI
December 13, 2025
Jake and Megan were absolutely wonderful to deal with. They worked their tails off and kept us informed throughout the entire process. 10/10 would recommend!!
Alex C.
Hartford, WI
December 11, 2025
and the team were very responsive and expeditious throughout the entire process. Theyhad our best interest in mind and r
Tracy J.
Waukesha, WI
December 10, 2025
The Novus team was wonderful to work with. Megan was very responsive and took the time to explain the process in detail, which was much appreciated as a first time home buyer.
Madison C.
Mequon, WI
March 7, 2025
We were very happy with the lending services provided by Megan and the Schoemann team. Our home-buying experience was seamless and not stressful at all. Highly recommend!
Steven Troxell
Oconomowoc, WI
March 5, 2025
Jake and his team were AMAZING during our home buying process. From multiple offers and providing letters in short notice for each house, to helping us find a realtor who would work hard for us. To a seamless no surprise closing process, the entire process was made easy by Jake and his team. They are knowledgeable and experts in the field to help any buyer through the process. Highly recommend for any buyer
Bryant1676
Waukesha, WI
March 2, 2025
Jake was great, walked us through the process of everything that went into getting financed. He also answered our (several) questions patiently and in a way that made it easy for a layman to understand. Helped tell us the differences and benefits of lengths of loan, refinancing, and any other questions we had along the way.
Joshua Lemke094
Germantown, WI
February 28, 2025
Jake and his whole team go the extra mile to make sure everything is easy and comfortable. Would definitely recommend them for all mortgage needs. Thanks again!
Ryanroethle2
Hartford, WI
February 27, 2025
Can’t say enough good things about Jake and his team. They answered every question I could come with, communication was outstanding, and they went the extra mile to make sure the entire process was as worry free as it could be. 5 stars for the entire team.
Nate Chadwick
South Milwaukee, WI
February 27, 2025