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Eric Wagner

Loan Officer
NMLS #2060759

Huntsville Branch
300 Clinton Ave E
Ste 5
Huntsville, AL 35801

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Eric and his team did an amazing job getting my husband and I into our first home. His guidance and knowledge helped us understand the lending process and made us feel prepared every step of the way. Thank you!
Kaitlyn S.
September 4, 2025
Novus home mortgage was an excellent choice to help me purchase my first home. Eric Bastian is a top-notch professional with an honest and humble approach. Eric and his team gave me transparency and security while being courteous and personable, like we were family. Every step was handled as if we were one team with quick responses and realtime updates. While the process is often known to be stressful, Eric and his team made it as smooth and manageable as possible. Thanks to their hard work and dedication I was able to close on my first home— a dream l've had for years. I can't thank Eric Bastian enough for helping make it a reality. I am blessed to have found your team and services. I definitely will be recommending to all our friends and family. Thank you !!!!!
Dhianna G.
August 4, 2025
Eric and his team are amazing. Made the buying process much easier and understandable. Experts in different types of Loans, specifically the VA loan. Thank you for your service, patience and knowledge! Highly recommend if you are in the market!
Cristopher M.
August 4, 2025
Eric was absolutely fabulous assisting us in getting our home. He went beyond our expectations assisting us throughout the entire process! Highly recommend Eric and his team!
Lori M.
July 4, 2025
Eric and his team were available, helpful, and knowledgeable throughout the entire process! As overwhelming as the home buying process can be, I was kept consistently informed! Grateful to Donna Wall for the referral and introduction!
Zahiryd L.
July 4, 2025
Eric is AMAZING to work with! Very responsive and great with his clients! I highly recommend!
Heather W.
July 4, 2025
Eric is so great to work with- that 10 years after he helped me buy a home, I called him to help with our second one! I couldn’t imagine going to any one else. He treats you like a family member. Really takes the fear out of home buying. Works tirelessly to make sure everything is as simple as possible on your end. He’s the reason we are in our dream home right now and I am endlessly grateful for him.
Sierra S.
June 4, 2025
Eric and his team were awesome throughout my home buying process. Eric was great at communicating, and he kept me updated through every step of the way. Buying my first home was a lot less scary with Eric in my corner!
paige B.
June 4, 2025
I’ve known Eric for a long time now. Thanks to him I just bought my first house with my wife. Eric and his team made it such a smooth and easy process. They were there whenever we had questions and explained everything we needed to know. Glad we chose Eric and we thank them for all their help and services. I 100% RECOMMEND ERIC AND HIS TEAM.
Baylee H.
May 4, 2025
When my husband and I started the process of buying a house, our realtor recommended Novus Home Mortgage to us. Since the first time we spoke to Eric Bastian, we knew we were in good hands. His team, in particular his assistant Danielle Bennett worked effortlessly on our pre approval process giving us all the information we needed to get in order to be able to get approved for the loan. They constantly communicated with us making sure we collected all the paperwork they needed from us, whatever questions we had they were answered and clarified with knowledge and professionalism. As a first time home buyer, I can say with confidence that Novus Home Mortgage made the whole process very smooth and successful. I am extremely grateful to their team and to my realtor Kevin Betancourt for the EXCELLENT SERVICE! I confidently recommend them to anyone who is interested in purchasing a home, you will be 💯% satisfied!
Tatiana P.
May 4, 2025
Eric was great! He was on top of everything from beginning to end, transaction went smoother than I could have imagined. Thanks Eric!
Blaine W.
May 4, 2025
My husband and I struggled a long time to buy a home and felt lost until a friend of ours reached out to Eric for us. If you want someone who knows what they are doing and is will to walk you thru everything strep by step this is the only person I would recommend.
Katelyn B.
May 4, 2025
Eric and his team were the best! The really fought for us to close on time and answered every question we had! All of the tools they were able to provided that help us along the way was greatly appreciated. They were very professional and patient with my husband and i being first time home buyers. 10/10 recommend!! Thanks Again Eric!
Haley W.
April 4, 2025
Great communication, always available 24/7 and clear to close 14 days before closing, would definitely recommend.
Kevin B.
April 4, 2025
Eric and his team are the best. They communicated with me throughout the entire process. I’m very happy with my new home! Thank you Eric, Danielle and Michael.
Rosalie G.
April 4, 2025
Eric is a great man to work with. Him and his crew make everything go by so smooth. I can guarantee one thing, when i go to buy my next house i know who my guy to call will be. Thanks for everything eric, if i could give you 10 stars thats what you'd get! What a pleasure to work with!
brian V.
March 4, 2025