Eric Pederson
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
We cannot say enough about Eric; he was incredibly helpful with great communication and clearly alot of care towards us finding and closing on our first ever home. We had a TON of questions, and he never made us feel bad, was always cheering us on and direct with timely documents, etc. I would give him a 20/10, we were so lucky to have him! He even came to the closing and helped answer MORE questions, really made buying a first home feel as easy as possible and comfortable. So grateful, Eric truly is in his "art" with his career.
We could not have asked for a better lender. As firs- time home buyers navigating a mortgage in the middle of a career change, we had a lot of moving pieces. Eric handled every bit of it with patience, clarity, and confidence. He was incredibly thorough, extremely responsive, and made what could have been a stressful process feel seamless. Every question was answered quickly. Every scenario was explained clearly. We always felt informed and supported. If you are buying your first home or dealing with a complex financial situation, you want someone steady and detail-oriented in your corner. We are incredibly grateful for his guidance.
We had an outstanding experience working with Eric as first-time home buyers. He was extremely helpful, especially as we were navigating a mortgage during a career change. He was thorough, highly responsive, and made the entire loan process feel seamless. Every step was clearly explained, communication was prompt, and we always felt confident in the numbers and next steps. If you are looking for a mortgage lender who is detail-oriented, responsive, and calm under pressure, we highly recommend him.
We had an outstanding experience working with our lender as first time home buyers. He was extremely helpful, especially as we were navigating a mortgage during a career change. He was thorough, highly responsive, and made the entire loan process feel seamless. Every step was clearly explained, communication was prompt, and we always felt confident in the numbers and next steps. If you are looking for a mortgage lender who is detail oriented, responsive, and calm under pressure, we highly recommend him.
An exceptional lending experience. • Extremely responsive • Thorough and detail-oriented • Clear communicator • Made a complex situation feel simpleWe were first-time buyers managing a mortgage during a career change. Eric handled everything seamlessly and kept us confident throughout the process.Highly recommend to anyone looking for a lender who is organized, proactive, and truly supportive.
Eric's patience and promptly got back to us to answer any and all questions. we are so happy that Jon H. Referred us to him!!
Eric Pederson was wonderful to work with. His knowledge of mortgage loans paired with his willingness to help is so appreciated. I went into the mortgage loan process really not knowing the details of how things worked and Eric was super fast to answer all of my questions, and there was plenty of them! Eric is an asset for Novus Home Mortgage and his knowledge base is truly remarkable. Without his help I never would have made it through the process. He made sure that the loan underwriting was quickly completed . We had everything ready to close in 2.5 weeks. I'll definitely work with him again when the time comes.
Eric was the best mortgage officer I have worked with after purchases 2 houses prior to this one . He was transparent, and was very proactive in his communication aroind documentation needs
Eric is wonderful to work with. He is very professional and keeps you up to date on everything going on in the loan process and communicates well
Eric is super responsive. There's a reason my realtor suggested him!
Thanks Eric!
Eric was responsive and very helpful during our home purchase.
We were in a situation where we had 90 days to leave the property we were managing and called home. The houses we managed were going to be re-purposed. We never thought we could buy a home let alone within 90 days. It was alot of work but Eric got it done for us and even showed up at the closing, fast responce to e-mails and call backs.
Professional and efficient. We would recommend him to others.
Easy quick refinance process
Eric is the best