CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
I live in Indiana and found my new home in Berea KY through realtor Darrell Reynolds from Remax. When it came time to set up a loan, Eric Kimble was there to advise, guide and assist me to facilitate this process long distance. He answered any questions I had (even when they seemed dumb), offered great advice and if he was unsure, he would go out of his way to find answers or work with the realtor to find the right ones. He was there to explain each step along the way. His customer service exceeded my expectations and I am grateful with his professionalism and patience and friendliness.
Eric was absolutely so easy to work with. My wife and I did everything through app and it made everything easy. Also Eric and his team were always in contact with us through each step of process. My wife and I highly recommend anyone looking to buy refi or any other need to go through Eric!!!!!!
Brent Tye does a thorough job when providing pre approvals for our clients. Other agents can trust that if he says they are approved then there shouldn't be any surprises before closing. He has even helped save deals when loans fell apart with other lenders.
very informed
Eric was easy to talk to and reach with any questions.
There was excellent communication throughout the process. I felt like I could reach out to Eric at any time with questions!
Eric was great. Him and his team kept us updated throughout the entire process and pushed to close within the timeline we needed.
Eric was incredibly kind and supportive throughout our home buying process! He was very attentive and made our loan application an enjoyable experience.
As a first time home buyer, I had so many questions! Eric made sure to answer all my questions and provided a lot of knowledge and advice. I would definitely recommend him to friends and family!
Everyone was so responsive and easy to work with! Helped make any stress disappear!
Eric is very knowledgeable and makes sure you get the best loan for you. Him and his office staff are also excellent and efficient with your loan docs needed and you aren't having to send the same thing over and over like you do with a lot of other loan officers. I highly recommend Eric.
An incredibly patient and intelligent team. As first time buyers, this process could not have been less painful thanks to Eric and the rest of the group. Would highly recommend to others.
Eric and his team are awesome! Made the process so simple and fast. We loved working with everyone. We were so nervous as first time homebuyers but they helped every step of the way and made us increasingly comfortable and confident.
Consistent communication
I have worked with Eric on several purchases and loans. He is really good with numbers and knows how to figure out what is best for his clients. I highly recommend Eric!
This company runs like a well-oiled machine. There was an issue with a different organization that we were working with, and Eric made sure to clear all the obstacles so that I was happy. Fantastic organization and a great business man!