CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
When it comes to lending, Carlos is a true "think outside the box" type of person; always working towards getting your mortgage loan closed.
Quiero agradecerles sinceramente a ti, Carlos, y a tu equipo por su dedicación y apoyo durante todo este proceso. Su profesionalismo y orientación hicieron que esta experiencia fuera fluida y realmente significativa. Estoy profundamente agradecido por todo lo que han hecho para que este logro fuera posible. un millón de gracias 🙏
Carlos became our Loan officer and advisor during my husband’s and I first home buying process. He was referred to us by our realtor and we couldn’t be happier. He was so knowledgeable and patient, kind during all our questions and concerns. It truly takes a village to make this happen, and Carlos was a huge part of one of the biggest and most important decisions in our lives. Thank you again to the whole team at My Citi Lending.
Carlos made the process easy! I always felt informed and he made things understandable. I highly recommend him for anyone who needs a mortgage.
Carlos was amazing throughout the entire process. He truly cares about every single client that he has. I am and will continue to recommend him to all my friends and family that are looking to apply for a mortgage.
I am so grateful to Carlos Wejebe for all his incredible help during the process of obtaining my mortgage. He was always available to answer my questions, explained everything clearly, and made sure everything went smoothly and on time. Thanks to his professionalism, dedication, and kindness, I was able to make my dream of homeownership a reality. I highly recommend him! Thank you ☺️ muchas gracias Carlos, de corazón por toda la ayuda que me brindo y lo mejor que habla español también
Trusted lender with a lot of experience to help you secure the house of your dreams. Whether looking for a first time home or investment property, Carlos Wejebe and his team have the right tools to help you achieve your dreams of home ownership!!
Thank you for all your hard work and support through this journey. I was able to buy two homes with better rates. They made the process effortless. Thanks again Carlos and Natalia 🤍
Working with Carlos at My City Lending was an absolute pleasure. From start to finish, he made the entire home loan process smooth, stress-free, and transparent. Carlos was professional, knowledgeable, and always available to answer my questions. He walked me through every step, explained my options clearly, and made sure I felt confident in my decisions. Thanks to his hard work and dedication, I was able to secure my home loan quickly and without unnecessary delays. I couldn’t be happier with the service I received and would highly recommend Carlos to anyone looking for a reliable and trustworthy lender. ⭐️⭐️⭐️⭐️⭐️
Carlos and his team made everything very easy for us. He helped us every step of the way. If your looking for a loan he's the guy for you. Professional, helpful and kind!
If you’re looking for a great mortgage broker Carlos is your guy, he knows what he’s doing and he will guide you through step by step, I would definitely use him again and I highly recommend him to anyone looking to buy.
Your service was excellent, thank you for being there for every step and question.
Nice service, high quality attention
Carlos y su equipo ayudo a nuestra familia a conseguir el prestamo para nuestra segunda casa con el en 2 años. Explicándonos el proceso y documentación requerida para que el proceso sea lo mas fácil posible. El nos consiguió a nosotros ayuda para el cierre con todo y que no era nuestra primera casa. Nosotros recomendamos a Carlos y su equipo a cualquiera que este pensando comprar una casa ya sea para vivir o para inversión.
Yo compré mi primera casa con Carlos antes de la pandemia. Desde entonces mi esposa y yo hemos conseguido 4 préstamos con Carlos y su equipo. Si están buscando comprar o refinanciar una casa se lo recomiendo en un 100%
Excellent Experience with Carlos Wejebe I’m very grateful to Carlos Wejebe for helping me achieve the dream of buying my home. From the very beginning, he was professional, clear, and fully committed to every step of the mortgage process. He offered me a very competitive interest rate and made sure each stage moved forward quickly and smoothly. He was always available to answer my questions, explain every step, and give me peace of mind throughout the process. What I value most about working with Carlos is his honesty, personalized attention, and the efficiency with which he handled everything. There were no surprises, hidden fees, or unnecessary delays. Everything was clear, fair, and managed with great responsibility. I fully recommend Carlos Wejebe to anyone looking for a reliable, professional, and dedicated lender. Thank you for making this big step in my life possible.