CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
The whole transaction was handled in a timely and professional manner. Brett's team was on top of every issue and kept us informed every step of the way. We are truly excited about this new chapter in our lives, and Brett's team was key in making this happen. We definitely recommend him and his team.
elise Hamilton went above and beyond to answer any concerns and questions. She was always available and she was very patient with me as I was very anxious about providing the documentation that was needed. I am not a technological person, but she really made the process better.
Brett and his team made this process the easiest it could possibly be, highly recommened. All paperwork was completed via Docusign and they answered phone calls even off hours
I’m very grateful for the amazing support I received throughout my homebuying process. The team was incredibly patient and guided me every step of the way. They helped me thru the application for the Hometown Heroes program and secured a great interest rate for me. Their teamwork and professionalism truly stand out, and they clearly know what they are doing. I highly recommend them to anyone looking for a smooth and reliable mortgage experience.
I’m very grateful for the amazing support I received throughout my homebuying process. The team was incredibly patient and guided me every step of the way. They helped me during the process of applying for the Hometown Heroes program and secured a great interest rate for me. Their teamwork and professionalism truly stand out, and they clearly know what they are doing. I highly recommend them to anyone looking for a smooth and reliable mortgage experience.
Brett and Novus were anazing, thank you for everything!
Great painless transaction
Simple and thorough process.
Working with Brett and his team was an absolute pleasure. They were responsible, transparent, and always quick to answer my questions. The entire process felt seamless—they handled the heavy lifting and made it easy to get the deal done with minimal stress.
Brett did an excellent job and was not only professional but very attentive.Very knowledgeable and always available for questions and concerns. Would recommend anyone and everyone to use him 😃
Brett Cooker stays ahead of all the entire industry. His knowledge and expertise surpasses anyone i have ever dealt with. He is a tru leader and true to his commitment on doing the best that he can for you. I have been doing business with Brett Cooker for many years for various financial reasons. Each and every one ended in excellent results in my financial future of the decisions made with Brett and his team. The biggest mistake anyone can make is not calling Brett Cooker. It will be one of the best decisions you will ever make.. and to have a peice of mind knowing that he is honest..trustworthy and dedicated to each and every person speaks volumes. Those are very rare qualities you find in anyone doing any kind of financial business. Brett Cooker is the real deal.. for sure. So look no further and make the call.. 1.619.820.9699 tell him Lori told you call.. it will be the best call that will be to your benefit…
This home buying process was by-far the fastest, easiest and most efficient process we have in our home purchase. Brett and his team was very responsive to our questions. We were very pleased with everything!
nice helpful people
Would definitely recommend
The process was very easy and enjoyable for my wife and I
I had an excellent experience from start to finish. The entire process was professional, smooth, and well-organized. Brett and his team took the time to clearly explain every part and thoughtfully walked me through each step, ensuring I felt informed and confident throughout. The technology used to deliver and complete the required documents was interactive, user-friendly, and very easy to navigate. Overall, it was a seamless and highly positive experience.