CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Billy is very knowledgeable and great person to work with, thank you
Billy is an excellent loan officer who always goes above and beyond. He is extremely knowledgeable, transparent, and genuinely cares about helping his clients. I personally appreciate his work ethic. From the beginning to the end, he guided me through my loan process, kept me posted with all my loan updates, and was available to answer all my questions. Working with him was a stress-free experience!
He worked very hard to get us in our dream home!
Billy provided clear expectations of all steps throughout process.
Thank you for a smooth transaction. It was a pleasure working with you!!
Billy was amazing throughout the whole process! He was very patience. He went above and beyond helping me with the whole process. I could tell he was looking out for me and my family to make sure we got the best rates. He explained everything very clearly.
Billy went above and beyond to help us every step of the way!
Billy is great! Very responsive and helpful!
Billy stayed in communication with us throughout the whole process.
Billy was thorough in addressing any questions or concerns I had, and was genuinely nice. He made the whole process feel more smooth and comfortable than I expected it to be.
Billy’s continued professionalism and proficiency throughout the process. He’s very knowledgeable and helpful. Quick, smooth, and easy process dealing with him.
Billy is just super responsive and overall very helpful.
We received professional and helpful service with the Refinancing of our home. Every question we had was answered in a timely manner. Billy Holloway, was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use Finance of America again in the future.
All of it was great
Billy is just an outstanding lender. He always made time for us and was wonderful in helping us in any way possible. He was patient and not at any moment I had a question that went unanswered. I I will continue to use him and refer him to as many people as possible. Thank you Billy, we appreciate all of your efforts!
High level of professionalism, great customer service and relationship, very educative experience and knowledge acquired through Billy. Very satisfied with our decision.