TOP LOAN ORIGINATOR WITH PHFA
I’m proud to be recognized as a Top Loan Originator with PHFA (Pennsylvania Housing Finance Agency). This achievement represents the trust my clients place in me and my commitment to delivering a smooth, informed, and supportive home financing experience.
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Prompt communication.
Timely actions and great communication.
Sara answered each of our questions promptly and explained each part of the process thoroughly.
Sara is the best! Would recommend her to everyone!
Sara goes above and beyond!!! She is amazing!
The effective responsiveness
She's the best! Every time I had a question about the process she responded in a timely manner and took the time to explain it. I highly recommend her for all your mortgage loan needs.
Sara was great and was very transparent throughout the process
Sara was very diligent with the loan process and answered all my questions and concerns as quick as possible.
Everyone at Novus is wonderful to work with!
Can’t recommend Sara and her team enough! They make the home buying process simple and easy!
Sara and the team were very responsive everytime I had a question or an issue. A+ Service
Couldnt have asked for a better experience
Thank you to Sara Cipriano and her team for the help I appreciate they are really helpful they always answer question and concerns always keep me updated and she's so nice
Sara was awesome through the whole process. She was always prompt in getting back to me when I had questions, and I had many. Do not hesitate to choose Sara and Novus with your mortgage needs.
the home buying process has lots of questions and Sara always got back to me very quickly with clear answers