CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Luke is hands down the best! I was recommended to him by someone and went in with wanting to rent my property and buy. But Luke showed me the equity I had in my home and what ways to afford the house of my dreams! Just when I thought there was no hope to afford it. Luke helped me find ways. I appreciate him so much! One of the best!
Luke was always on top of things and came up with different ways to make a loan work. Even on off days he would get a back to you. He is one of the best
I had a great experience working with Luke throughout the entire home-buying process. He was knowledgeable, professional, and always quick to respond whenever I had questions or needed an update. As a first-time homebuyer, I really appreciated how clearly he explained everything and kept the process moving smoothly. His communication and dedication made what could have been a stressful experience much easier. I would highly recommend him to anyone looking for a reliable and responsive loan officer.
Staff was friendly and helpful
Luke and his loan partner Nicole made the process effortless. They were a pleasure to work with and answered all questions and concerns promptly. I would recommend them to anyone looking to get a mortgage.
The best in the business, hands down!
Couldn't ask for a better experience
We had a wonderful experience working with you, as always!
everyone involved were so professional, but just as important, they were all nice! Great experiance!
Luke Pickel answered all of our questions in a professional manner!
Luke and his team are top-notch. Great communication and expectation setting throughout the process. We highly recommend him for your next purchase!
Great communication throughout the process. We have worked with LIke before and that's why we knew we wanted to work with him again!
Luke is an excellent Loan Officer! He’s professional, knowledgeable and transparent. The communication is excellent throughout the process. I highly recommend him!
Luke made everything simple and easy and working with Nicole was the same. Very clear with communication and what was needed when. Both were very available at any time for help.
Everything went very fast and perfectly smooth!
Awesome interface and super user friendly. Everyone on the team is effecient and effective!!