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Kent Sova Headshot

Kent Sova

Loan Officer

NMLS # 276776
3315 North Ballard Road, Suite A
Appleton, WI 54911

About Kent

I grew up in Medford, WI where I worked on the family farm and participated in school sports of football & wrestling. After High School I went to UW Eau Claire and received my BBA in Business Finance and moved to the Fox Valley in 1991. I took a position in retail management and worked as a production scheduler until 2002. 

I have been a mortgage professional since 2002 providing valuable experience in a variety of programs and situations too numerous to mention. This experience has equipped me with knowledge and fortitude necessary to help smoothly negotiate through the process of obtaining a mortgage in today’s challenging market. 

My philosophy is to provide excellent service to my clients and partners with the highest level of honesty and ethics. Attention to detail and great communication can be expected during your loan process. Great communication does not always mean I will have good news, but it does mean I will always keep you informed during the entire mortgage process. 

My goal is to build a lifetime client. By understanding my client’s individual needs and goals I set them up with the best program for their situation. Bottom line, I will always do what is in the best interest of my clients, to the best of my ability and I would appreciate an opportunity to earn your trust. 

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

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Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase & Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Jumbo Loan Investors
  • Chase
  • Pen Fed
  • US Bank
  • Bayview

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Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Kent!

NMLS # 276776
Appleton, WI 54911

Get Started With Kent Sova

Kent Sova Headshot

I grew up in Medford, WI where I worked on the family farm and participated in school sports of football & wrestling. After High School I went to UW Eau Claire and received my BBA in Business Finance and moved to the Fox Valley in 1991. I took a position in retail management and worked as a production scheduler until 2002. 

I have been a mortgage professional since 2002 providing valuable experience in a variety of programs and situations too numerous to mention. This experience has equipped me with knowledge and fortitude necessary to help smoothly negotiate through the process of obtaining a mortgage in today’s challenging market. 

My philosophy is to provide excellent service to my clients and partners with the highest level of honesty and ethics. Attention to detail and great communication can be expected during your loan process. Great communication does not always mean I will have good news, but it does mean I will always keep you informed during the entire mortgage process. 

My goal is to build a lifetime client. By understanding my client’s individual needs and goals I set them up with the best program for their situation. Bottom line, I will always do what is in the best interest of my clients, to the best of my ability and I would appreciate an opportunity to earn your trust. 

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com