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Andy Zemon Headshot

Andy Zemon

Branch Manager

NMLS # 208916
5405 Ashlar Ave. Suite 101
Crozet, VA 22932

About Andy

Andy Zemon works as the Branch Manager with Novus Home Mortgage in their branch located in Crozet, Virginia. He is responsible for the significant growth of this branch and has helped more than 3,500 families achieve their dream over his 22+ year career. He has funded over 1 billion in loans and prides himself on being able to do the hard ones. As such, he’s active in the actual origination of virtually every loan he’s closed and certainly knows his way around the guidelines.  His biggest work accomplishment is putting together what is widely recognized as the best mortgage team in his market. He has been fortunate over his multi decade career to work with some amazing people and the team that he has assembled is his pride and joy at the office!

Andy's passion is providing mortgage-based financial plans and is the preferred lender for some of the area's top builders and Realtors. Andy is also one of the nation's most recognized mortgage planners. He is currently a coach and graduate for Cindy Ertman with the defining difference and her esteemed Mortgage Mastery Elite Program. Andy is also recognized as one of a handful of Loan Professionals to have achieved Level 3 Graduate and 15+ years of CORE Coaching. With the additional designation of CMPS, the combination of these achievements as well as his numerous top producer awards has helped him amass one of the finest “Higher Mortgage Education” resumes in the business.

Before moving back to his hometown of Charlottesville, Andy worked in business development in the Washington, D.C. area. He received his degree in Consumer Affairs at The Ohio State University. He is a past player of the Virginia Men's Rugby Club and has volunteered over 10,000 hours with the Seminole Trail Volunteer Fire Department in Albemarle County as both a driver and firefighter.

Andy is married to his beautiful wife, Chanda, an orthodontist in the area, and together they have three beautiful girls named Stella, Libby, and Hattie, and a handsome young son named Henry. His children are active in sports including Softball and Soccer which Andy helps coach. They have a passion and love for vacationing to Disney World and to the U.S. Virgin Islands, specifically the island of St. John. Chances are if you cannot find him in Charlottesville, he and his family are in one of the other two fantastic locations!

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

Open AllClose All
Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase & Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Jumbo Loan Investors
  • Chase
  • Pen Fed
  • US Bank
  • Bayview

Happy woman sitting at a table with a laptop

Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Andy!

NMLS # 208916
Crozet, VA 22932

Get Started With Andy Zemon

Andy Zemon Headshot

Andy Zemon works as the Branch Manager with Novus Home Mortgage in their branch located in Crozet, Virginia. He is responsible for the significant growth of this branch and has helped more than 3,500 families achieve their dream over his 22+ year career. He has funded over 1 billion in loans and prides himself on being able to do the hard ones. As such, he’s active in the actual origination of virtually every loan he’s closed and certainly knows his way around the guidelines.  His biggest work accomplishment is putting together what is widely recognized as the best mortgage team in his market. He has been fortunate over his multi decade career to work with some amazing people and the team that he has assembled is his pride and joy at the office!

Andy's passion is providing mortgage-based financial plans and is the preferred lender for some of the area's top builders and Realtors. Andy is also one of the nation's most recognized mortgage planners. He is currently a coach and graduate for Cindy Ertman with the defining difference and her esteemed Mortgage Mastery Elite Program. Andy is also recognized as one of a handful of Loan Professionals to have achieved Level 3 Graduate and 15+ years of CORE Coaching. With the additional designation of CMPS, the combination of these achievements as well as his numerous top producer awards has helped him amass one of the finest “Higher Mortgage Education” resumes in the business.

Before moving back to his hometown of Charlottesville, Andy worked in business development in the Washington, D.C. area. He received his degree in Consumer Affairs at The Ohio State University. He is a past player of the Virginia Men's Rugby Club and has volunteered over 10,000 hours with the Seminole Trail Volunteer Fire Department in Albemarle County as both a driver and firefighter.

Andy is married to his beautiful wife, Chanda, an orthodontist in the area, and together they have three beautiful girls named Stella, Libby, and Hattie, and a handsome young son named Henry. His children are active in sports including Softball and Soccer which Andy helps coach. They have a passion and love for vacationing to Disney World and to the U.S. Virgin Islands, specifically the island of St. John. Chances are if you cannot find him in Charlottesville, he and his family are in one of the other two fantastic locations!

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com