CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Expert guidance through the home buying process
Refinancing Options
Solutions to lower your interest rate or monthly payments
Personalized Consultations
One-on-one meetings to discuss your financial goals
Loan Program Guidance
Detailed explanations of different loan programs available
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
We volunteer, sponsor local events, and support programs that strengthen our community.
Local Food Drives
We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Youth Sports Sponsorships
We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Explore Your Loan Options
From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Find the Right Home
With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Apply and Submit Documents
Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Processing and Underwriting
Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Closing, Getting Your Keys, And Beyond
Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
Real Stories from Real Owners
Erin made our mortgage process easy and actually enjoyable. Her fun, quirky energy put us at ease as out‑of‑state buyers, and she kept everything organized and on track. She’s a true people person and fantastic at what she does.
Jake Pittman .
February 20, 2026
Erin made the entire home-buying process simple and stress-free. As first-time homebuyers, we had a lot of questions, and she was always available, incredibly diligent, and patient every step of the way. Erin made sure we fully understood the process and handled everything with professionalism and care. She truly took the stress out of buying our first home, and we couldn’t be more grateful. I highly recommend Erin to anyone looking for a knowledgeable, responsive, and supportive mortgage professional.
Alison Schlein .
January 15, 2026
I called Erin often with questions and she was always able to ease my mind or find out an answer for me !
Alison S.
Hamilton, NJ
December 28, 2025
I was involved
David P.
Pueblo, CO
December 19, 2025
I had a truly positive experience working with Erin at Novus home mortgage team. Her communication was effortless and she was super responsive and thorough when answering questions I had about little hiccups that came up in our transaction. I was the listing realtor on the transaction and I give Erin 5 gleaming stars.
KELLI WALTON .
December 18, 2025
Erin was fantastic to work with for our transaction in Hamilton, NJ. Super quick to answer and always on top of her game. Her communication skills are second to none. Highly recommend!!
Joseph Serrapica .
December 16, 2025
Was very responsive through whole processes. Great to work with.
Charles Hankins .
December 16, 2025
Is there a rank above Great? Working with Erin was exceptional. Always responsive with exactly what I needed.
Toby H.
Kansas City, MO
December 10, 2025
Erin and her team at Novus were amazing during my home searching and purchasing. From the beginning and with face time meeting Erin reached out to get acquainted and understand my situation and needs. She went over any possibility scenarios and answered all concerns very patiently and remained informative of all possibilities. The home buying process went smoothly for me with this group. I truly appreciate the extent gone to making sure I got the best rate and payment to suit my needs. Its good to be home finally. Thank you Erin and Novus team.
Holly Rice .
December 9, 2025
I had the pleasure of working with Erin on a recent transaction. I represented the sellers as the listing agent, and she was the buyer's lender. I was beyond impressed with her communication along the way- even to me as the listing agent. I was so impressed with her willingness to go above and beyond when a problem came up with the Condo. As a Realtor, I work with a lot of different lenders on both sides of the transactions. Rarely do I get the opportunity to work with a lender so thorough and with such great customer service. I would highly recommend and look forward to working with her again.
Morgan Watts, PA. Realtor
November 10, 2025
The world needs to know that Erin is truly one of a kind, in the best way! She knows her job and does it extremely well. Erin truly understood my anxiety/stress and never once made me feel like I’m crazy and helped us find the perfect home for our financial situation. If you’re in home buying market, I highly recommend Erin for the finance side of things. She’s 100% hands down amazing at what she does and makes the process (of the scariest part of home buying) so simple and easy! And if the time comes where my husband and I are wanting to buy another house, Erin will absolutely be our go to for the lending. -Megan & Tyler Cesavice
Megan Layman .
October 27, 2025
As a first-time homebuyer, I expected the mortgage process to be overwhelming and stressful — but thanks to Erin, it was anything but that. From start to finish, she turned what could have been a daunting experience into a smooth, informative, and even enjoyable journey for both my wife and me. Erin was incredibly knowledgeable and always made time to walk us through every step. What stood out most was her willingness to explain the “why” behind every document and requirement. She never made us feel rushed or uninformed — instead, she empowered us with clarity and confidence in our decisions. Beyond her expertise, Erin’s kindness, patience, and genuine care truly set her apart. She was supportive, thoughtful, and always available when we had questions — no matter how small. It's rare to find someone so professional yet so personable at the same time. At the end of it all, it honestly felt like we had made a friend — someone who wasn’t just doing a job, but who truly cared about helping us succeed and feel comfortable every step of the way. Thanks to Erin, what we anticipated as one of the more stressful parts of buying a home became one of the most reassuring. We are deeply grateful for her guidance and would wholeheartedly recommend her to anyone looking for not just a great loan officer, but a true partner in the homebuying process. Thank you, Erin, for helping make our dream of homeownership a reality!
Tony K .
October 1, 2025
Erin was wonderful to work with on the lending side! She kept me informed throughout the transaction together and made sure that all deadlines were satisfied. Erin provided step by step direction for the buyers as they navigated through the home buying process. She is very knowledgeable of all the different loan products and will match a buyer with the perfect loan for their individual needs.
Katie Searcy .
September 22, 2025
Erin guided my buyer-client through challenging circumstances and ensured he came out a winner. Even when there were hiccups, she stood firm and negotiated an amazing rate using seller concessions. Clear, consistent communication was critical, and she was spot‑on navigating every twist and turn. I recommend working with Erin, you'll love the journey!
Bobbie Fairlamb .
September 15, 2025
Was so helpful, and on the ball attentive about helping us get into our first home!
Samantha Haller .
September 4, 2025
Working with Erin was absolutely amazing, she was so attentive and understanding. So helpful and is always willing to go above and beyond! We were very grateful for her as first-time home owners!
Allyssa Caray .
August 29, 2025