CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Expert guidance through the home buying process
Refinancing Options
Solutions to lower your interest rate or monthly payments
Personalized Consultations
One-on-one meetings to discuss your financial goals
Loan Program Guidance
Detailed explanations of different loan programs available
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
We volunteer, sponsor local events, and support programs that strengthen our community.
Local Food Drives
We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Youth Sports Sponsorships
We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Explore Your Loan Options
From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Find the Right Home
With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Apply and Submit Documents
Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Processing and Underwriting
Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Closing, Getting Your Keys, And Beyond
Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
Real Stories from Real Owners
Got all my questions answered and helped us through the process of buying our first home
Tristin T.
Griffin, GA
February 9, 2026
Stephanie was an Exceptional professional. very knowledgeable. She turned a stressful process into a smooth process. I will return and do all my business with Stephanie.
Dorothy Marquis S.
Marietta, GA
December 26, 2025
Stephanie's personal care, timelines and willingness to explain details we didn't understand was appreciated. Thank You Stephanie
Susanne M H.
Jonesboro, GA
December 24, 2025
Stephanie had a way of putting us at ease throughout the entire transaction. It was our first purchase and we had a lot of questions. She was patient and never showed frustration. I really enjoyed working with her, she is very knowledgable and knows what she is doing. I appreciate her being our advocate and helping us close on our dream home!
Jamison G.
Johns Creek, GA
December 19, 2025
Mrs.Stephanie clearity genuine concern of my understanding of the process. Rapid response to any questions we had in regards to how we were or where we were during the process. Definitely went longer than we wanted and anticipated, but by no fault of hers. Our situation wi the process was totally out of hers and our control. Stephanie was great.
Jorge H.
Jonesboro, GA
December 19, 2025
Great job!
Brandon Elijah H.
Macon, GA
December 10, 2025
Ms Stephanie did a phenomenal job, she over delivers, very informative, exceeded over and beyond expectations. I really appreciate how she was patient and addressed all concerns. She made me feel safe with decision making and confident I was in good hands. This lady knows her stuff, and highly recommend her for anything pertaining to getting prepared to purchase a home. There was nothing she couldn't figure out. 100 out of 100 experience, hat goes off to her.
Sherika Ortias D.
Hampton, GA
December 10, 2025
I had the pleasure of working with this gifted professional. I was referred to Stephanie by one of my sisters. During our first conversation, Stephanie shared the biblical story of Abraham and Peter. She didn't know then that I am a Spiritual Life Coach. I was immediately sold on working with her. The house-buying process can be stressful. However, I'm grateful that I had Stephanie there throughout the process.
Kelli J.
Fairburn, GA
February 15, 2024
Stephanie is phenomenal to work with. She explained everything thoroughly and made my first-time home buying experience very smooth. She is very attentive and is always one call away for any questions I might have. I highly recommend Stephanie to anyone looking to buy.
Zuri
Forest Park, GA
January 3, 2024
From the beginning of my home purchasing process Ms. Stephanie eased my worries and worked diligently toward my home ownership as though it was her journey as well. Any questions that I may have had, she made sure to thoroughly explain everything in a manner that I would understand. I closed quickly and things worked out the way they were supposed to, as she made sure to remind me frequently. If you’re looking for a responsive and educated LO, she’s the real deal!
Tabatha W.
Fayetteville, GA
March 26, 2023
I love working with Stephanie. Very knowledgeable and will do everything possible to help you. I can't wait to work with her again. She helped up buy a house in another state. I love that she was very responsive to all my questions.
Deannabunata4
Malvern, AR
February 22, 2023
I have been working with Stephanie on several transactions. This one was personal. I had been refused by several lenders locally and I reached out to Stephanie. She is a miracle worker! She was so professional and assured me I was in good hands with her. To let her do her magic. And less than 30 days later I closed on my home. I was so stressed when I reached out to her and she made the process appear seamless. I would recommend her to everyone that is in the market to close. I appreciate you calming me down and having my back. You got it done!
Fanese Cowan
Ruston, LA
December 11, 2022
My wife and I have had the pleasure of working with Stephanie once back in 2020 as realtors with the purchase of our first personal home in GA. We decided to move to FL recently (2022) and decided to reach out to Stephanie to assist with our second purchase, but as homeowners working with an agent. Our decision to reach out to Stephanie for the 2nd transaction was an easy conclusion to come too given our first experience doing business with her.To start, she’s been very reliable throughout both purchases. Whenever we had a question, she was extremely prompt in her responses to us, which helped ease nerves. She’s extremely professional and knows how to get you to closing, while providing a comforting experience. One of the biggest positives in my book to working with Stephanie is the fact that she takes the time to educate customers on various products available through BOE and what suited us the best for our particular situations each time. She’s very knowledgeable and very good at what she does. To add, she has helped us obtain great deals within the RE we’ve purchased as it relates to interest rates, equity, and owning 2 beautiful homes. Both my wife and I look forward to continuing doing business with Stephanie in the future.
Damon L.
Jacksonville, FL
December 8, 2022
I talked to multiple lenders and ultimately decided to work with Stephanie. I definitely made the right choice. She was accommodating to my special request to change my loan structure mid-way through. The process was smooth and we were able to close fast and on time.
Brandon
Roswell, GA
December 8, 2022
As I said, make Ms. Stephanie your first choice. She went all out and beyond. I wish I would have found her at the beginning of my home search journey. When I tell you, she made this process so simple and smooth!
Missdiva
Dunwoody, GA
December 8, 2022
I started my journey with Ms. Stephanie in the year 2015. She was very professional, efficient, and so knowledgeable! She helped me in my home buying process to a degree of understanding that was unimaginable! She really put so many things into prospective for me. She made the process so very smooth and well worthwhile. I had always thought about her, but never reached out as I felt I didn't need to, until she reached out to me almost 7 years later to inform me of interest rates being at a low. I was so glad she reached out because I had no idea about what was going on with interest rates. We were able to speak, and she helped me from December to closing 2/11/2022! The process once again was impeccable and not only that but she truly exemplifies the epitome of one who genuinely cares! If you are looking to have a true professional, caring, multitasking, get the job done person in your corner, Ms. Stephanie is the woman you want!! She will make sure all is understood, and you get what is deserved. She works hard to get the job done, and makes it look so easy in the meanwhile. Thank you so much for everything!
Allyssa Anderson
Jonesboro, GA
February 11, 2022