Dede Hanka
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Amazing loan officer! She is so helpful and answered all my question. She is there every step of the way.
I am ecstatic about my experience working with Dede. Her exceptional service and personalized attention made my loan process completely effortless. Her professionalism and quick, transparent communication were commendable – I felt assured right away that the entire process would be as smooth as possible. Thanks to Dede and the rest of the team at American Pacific Mortgage, I feel confident that I'm set on a solid financial path. Highly recommend!
Dede was exceptional to work with. As first time home buyers, she did a wonderful job with communicating and explaining the process, quickly responding and assisting during the search process, and helping us to feel confident during the process. Additionally, she and her team were phenomenal with accommodating our quick close.
Dede did a fantastic job for us. She was thorough, professional, and responsive throughout the process. She focuses on solutions rather than on problems. I highly recommend her.
Always appreciate being able to work with Dede! Fast, courteous, flexible, understanding, and she and her team always make for a smooth process. Would definitely recommend
I highly recommend Dede. I have worked with Dede in the past and I contacted her again when my husband and I decided to buy a house. She worked with us to determine our budget and then to prepare the approval letters. Once we were in contract she guided us through the entire process. She was always available to answer our questions and she always communicated clearly what documents are needed. Dede made the entire process of getting a mortgage an easy one. I will definitely work with Dede in the future.
We worked with Dede from afar (we live in MT and purchased a home for relocation in WA). From the first moment of contact, Dede was incredibly prompt and professional in all replies and follow through. Even when our relationship transitioned to the next stage of lending, she remained available and engaged to assist in the process. We closed on time and with no road blocks or concerns. From the get-go, Dede set us up for success and we are so excited to call WA home in a few weeks. Thank you, Dede, to you and your team at US Bank!
If I could give more than 5 stars I would. Dede helped us purchase our first home and it went so smooth. Couldn't have found anyone better to walk us through getting the American Dream program and working with us to explain everything that needed to be done.
Dede helped us with every detail of our shopping and purchasing process from the pre-approval letter to confirming our second residence status, securing a very competitive interest rate and ensuring that everything went smoothly at the closing.
Dede is amazing. She helped us so much when unforeseen circumstances happened two days before closing. She stepped in and really helped get the issues resolved. She is truly the best!!
Dede was outstanding and went so far above and beyond what I expected! Communication was very thorough and understandable. I felt like I knew what was going on the whole time, where we were in the process and how things were going. There were times I felt like Dede made magic happen!
Dede was true professional. Dede and her team did fantastic job from start to finish. Whole loan proteas completed in three weeks without any hiccups.