CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Great people to work with . Answered all my questions and concerns I had . Would definitely recommend !!
Wonderful experience with no surprises
Sara is a wonderful caring person first and foremost and genuinely cares about you and your journey finding a home She goes above and beyond and does it all with her heart
Sara was not only available after normal business hours, but quickly answered aour questions and addressed any concerns we had. She was always pleasant and sincerely excited for us, and advocated for us when the prior closing transaction was going south due to Seller misrepresentations. We cannot imagine any better service and support than what Sara provided us.
Sara was on top of things! She went above and beyond for us!! She treated us like family and will highly recommend her!! she is truly a wonderful person!!
I am a repeat customer of Sara Kidd. She is great at her job, always positive, prompt and courteous . I recommend her to everyone I know who needs a loan officer. I am very pleased with the entire process, and I will use Sara and Novus for any future home finance needs that I have.
Great customer service! Sara made the whole process easy!!
Thank you for all your and your teams help.
Any questions I had, was answered amazingly fast. I am so grateful for this experience!
My homebuying process took a bit longer than we all expected, but I was so glad to have Sara by my side every step of the way! She was very helpful, patient, and kind. 🙂
I highly recommend Sara. She is very knowledgeable and easy to work with. If we had any problems she handled it right away and made it perfect. Contact Sara for all your mortgage needs!
I recommend Sara Kidd very highly. This is my story. I wanted to buy a house in Cherokee county Al. I called a realtor that I chose from the internet. I was told “you would be better off to rent a senior citizens apartment “. I then called a realtor in Rome ga that I knew was licensed in Alabama. She told me to go to a credit union , start an account, get a loan and when I payed off the loan she would talk to me. I just gave up. Two weeks later I decided to try again. I chose another realtor online. A young one, she was so nice. She put me in touch with Sara Kidd. They both were great! I closed on my new house Monday with an affordable payment. Jessica Fox and Sara Kidd are my heroes. Thank you both. Nancy gentle